1300 361 360

Benefit from the expertise of our Commercial Finance team.

Since 2007, we have been helping businesses build and grow through providing tailored finance solutions on a range of business equipment for nearly all commercial industries in Australia. We can source options on everything from small tools and machinery, all the way to full shop fit-outs and specialist equipment you need to take your business to the next level.

Our Commercial Finance team specialise in the development and growth of our client’s businesses and their market leading expertise and industry knowledge are the driving force behind helping our customers achieve their business goals and unlocking their true financial potential. They work with you to fully understand your businesses needs both now and into the future in order to tailor the perfect finance option to suit for you.

So whether you are taking on a new venture, building out your current portfolio or upgrading your existing equipment, our Commercial Finance Specialists can tailored the perfect finance solution for your business from our panel of 60+ leading Australian bank and non-bank lenders.

Finance for Business Equipment includes:

  • Warehousing Machinery and Equipment such as forklifts, packers and wrappers
  • Specialist Industry Machinery and Equipment such as lathes, commercial printers and medical equipment
  • Office Furniture and Equipment such as electronics, IT Systems and multifunction printers
  • Shop Fit-Outs such as POS Systems, freezer rooms and commercial kitchen appliances

Click to learn more about finance for ‘Yellow Goods‘ equipment or haulage Trucks & Trailers.

Equipment finance options:

Low rates • Tax effective • Flexible terms & residuals • 1-7 year terms

A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership of the asset at the time of purchase rather than at the end. This means you can use the asset as a taxable offset (in most cases), claim the GST on the purchase price and claim the depreciation of the asset and interest charges on the loan. It’s very flexible with 1-7 year loan terms and residuals available making it versatile for most business types.

Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.

Tax effective • Flexible terms & residuals • 1-7 year terms

It’s all in the name with this loan type. A Hire Purchase or Commercial Hire Purchase is ‘hiring’ an asset with the intent to purchase it at the end of the loan term. This means that during the term of the loan, the lender owns the asset rather than you (the borrower), so the tax offsets are different from an accounting perspective as it’s not an asset owned by the business.

Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.

Great options for startup businesses • 1-7 year terms

Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position but rather relies heavily on the assessment of the tenure of your business, you as the borrower, any guarantor’s financial position as well as the asset being purchased. This is a great option for businesses when they have little or no ‘provable’ servicing (ie capability to demonstrate or prove capacity to repay the loan).

Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.

Competitive
We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.
Easy
We do the running around for you in comparing commercial finance options and rates from over 60 lenders.
Fast approvals
We work hard to get your loan approved fast. Same day approvals are available - ask us how!
Tailored
Our Commercial Team takes time to understand your business needs then works to find the best tailored and flexible finance solution.

What Our Clients Say

Neville Manson
Neville Manson
This is the 4th car loan where l have contacted Brock @360 finance. Brock is Awsome great communicator, friendly, professional & very helpful. I would highly recommend Brock if you are in need of a loan. Neville Portland Vic
mark armitage
mark armitage
Swift communication, easy online process and very responses service provided by Killian would highly recommended them for All financial requirements
Elisabeth Fekonia - Permaculture Realfood
Elisabeth Fekonia - Permaculture Realfood
Easy to contact and get great service from Brock
M R
M R
I gave up on Banks when they wanted your life story 360 Finance made it possible to buy my 4x4 plus dream caravan all under budget just be honest William the man found great deals for me he knew what I wanted and back me 150% he's your PA man! Onto it man! True story while I was out bush no signal he just cover all basic like finding the lowest interests insurance unbelievable price his services & patience is on point absolutely brilliant Thank you William
Connor Welsh
Connor Welsh
William was extremely helpful throughout the whole process
F Gagliardo
F Gagliardo
We had a great experience , Liam was very professional freindly and extremely understanding in preparing all our correspondence documentation. We would definitely recommend all our friends and family to Liam .
Greg Wood
Greg Wood
Kevin from 360 Finance was so helpful and went above and beyond to ensure our loan application went through with minimal fuss. There is always a redtape hiccup when loans are being requested but Kevin did all the hard work to make our experience stress free.
David blythe
David blythe
Liam from 360 Finance was helpful and informative through the whole process. The loan process went easy with the short time frame that was required.
Afghan Updates
Afghan Updates
360 finance is the best option to choose for finance a car i really recommend it
Austin Witt
Austin Witt
Can't thank Killian enough! he was so helpful and made the process so easy for me! Thank you Killian!
Google rating score: 4.7 of 5, based on 587 reviews

Calculators

Calculators and rates

At today's lowest equipment finance rate of 8.39%
(Comparison rate 9.03%) you'll pay approximately...

$ per *

At today's lowest equipment finance rate of 8.39%
(Comparison rate 9.03%) you can borrow approximately...

$*

What makes us different?

Learn more

What makes us different?

Learn more

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