# 360 Finance > 360 Finance is an Australian online finance broker founded in 2007, offering car loans, leisure finance, business finance, personal loans, insurance, and extended warranties. With access to 65+ lenders, 360 Finance finds competitive rates for individuals and businesses across Australia. The service is fully online with same-day approval available and has a 4.8-star Google rating based on 900+ reviews. ## About 360 Finance is a licensed Australian finance broker, not a direct lender. The company sources and facilitates loan approvals through a network of 65+ lenders and insurers across Australia. Operating since 2007, 360 Finance serves personal, leisure, and business customers with a fully online application process, expert broker support, and same-day approval capability. - Founded: 2007 - Lender network: 65+ lenders and insurers - Google rating: 4.8 stars (900+ reviews) - Phone: 1300 361 360 - Website: https://www.360finance.com.au - Application: Fully online, free quote, no credit score impact - Minimum loan amount: $10,000 AUD - Related service: 360 Cars — https://www.360cars.com.au ## Car & Leisure Finance - [Car Loans](https://www.360finance.com.au/car-loans/): Finance for new and used cars. Competitive rates from 65+ lenders. - [Motorcycle Finance](https://www.360finance.com.au/motorbike-finance/): Finance for motorcycles and scooters. - [Car Finder Service](https://www.360finance.com.au/car-finder-service/): 360 Finance helps locate the right vehicle alongside finance. - [Boat Finance](https://www.360finance.com.au/boat-finance/): Finance for recreational and commercial boats. - [Jet Ski Finance](https://www.360finance.com.au/jet-ski-finance/): Finance for personal watercraft and jet skis. - [Caravan Finance](https://www.360finance.com.au/caravan-finance/): Finance for caravans and travel trailers. - [Motorhome & RV Finance](https://www.360finance.com.au/motorhome-finance/): Finance for motorhomes and recreational vehicles. - [Toy Hauler Caravan Finance](https://www.360finance.com.au/toy-hauler/): Finance for toy hauler caravans. ## Personal Finance - [Personal Loans](https://www.360finance.com.au/personal-loans/): Unsecured personal loans for a range of purposes. - [Debt Consolidation Loan](https://www.360finance.com.au/debt-consolidation/): Combine multiple debts into one manageable loan. ## Business Finance - [Business Car Finance](https://www.360finance.com.au/business-car-finance/): Finance for business vehicles and light commercial vehicles. - [Cash Flow Funding](https://www.360finance.com.au/cash-flow-funding/): Short-term funding solutions to manage business cash flow. - [Truck & Trailer Finance](https://www.360finance.com.au/truck-finance/): Finance for trucks, prime movers, and trailers. - [Yellow Goods Finance](https://www.360finance.com.au/yellow-goods/): Finance for earthmoving and construction equipment. - [Industry Equipment Finance](https://www.360finance.com.au/business-equipment-finance/): Finance for a wide range of business and industry equipment. ## Insurance - [Comprehensive Car Insurance](https://www.360finance.com.au/comprehensive-car-insurance/): Full vehicle coverage for personal and business vehicles. - [Caravan & Motorhome Insurance](https://www.360finance.com.au/caravan-motorhome-insurance/): Insurance for caravans and motorhomes. - [Boat & Jet Ski Insurance](https://www.360finance.com.au/marine-insurance/): Marine insurance for boats and personal watercraft. - [Loan Termination Insurance](https://www.360finance.com.au/loan-termination/): Covers loan repayments if the borrower can no longer work. - [Shortfall Insurance](https://www.360finance.com.au/shortfall-insurance/): Covers the gap between insurance payout and remaining loan balance. - [Bundle & Save](https://www.360finance.com.au/insurance-discounts/): Discounts available when bundling finance and insurance products. ## Extended Warranties - [Extended Warranties](https://www.360finance.com.au/warranty/): Vehicle and equipment warranties beyond the manufacturer's coverage. - [Vehicle Warranty](https://www.360finance.com.au/vehicle-warranty/): Extended warranty for passenger vehicles. ## Calculators & Tools - [Car Loan Calculator](https://www.360finance.com.au/car-loan-calculator/): Estimate car loan repayments. - [Caravan Loan Calculator](https://www.360finance.com.au/caravan-finance-calculator/): Estimate caravan finance repayments. - [Motorcycle Loan Calculator](https://www.360finance.com.au/motorcycle-finance-calculator/): Estimate motorcycle finance repayments. - [Boat Loan Calculator](https://www.360finance.com.au/boat-loan-calculator/): Estimate boat loan repayments. - [Truck Loan Calculator](https://www.360finance.com.au/truck-finance-calculator/): Estimate truck finance repayments. - [Equipment Loan Calculator](https://www.360finance.com.au/equipment-loan-calculator/): Estimate business equipment loan repayments. ## How It Works 1. Get a free online quote at https://www.360finance.com.au — no impact on credit score 2. A 360 Finance broker reviews the application and matches it to the most suitable lender 3. Receive same-day approval in many cases 4. Settlement and funds advanced ## Company - [What Makes Us Different](https://www.360finance.com.au/what-makes-us-different/): Overview of 360 Finance's broker advantage and lender access - [Our People](https://www.360finance.com.au/our-people/): Meet the 360 Finance team - [Our Customers](https://www.360finance.com.au/our-customers/): Customer stories and testimonials - [Our Lenders & Insurers](https://www.360finance.com.au/lenders-insurers/): The lender and insurer network - [How We Work](https://www.360finance.com.au/how-we-work/): The 360 Finance process explained - [Customer Charter](https://www.360finance.com.au/customer-charter/): 360 Finance's commitments to customers - [Careers](https://www.360finance.com.au/careers-at-360/): Job opportunities at 360 Finance - [Refer a Friend](https://www.360finance.com.au/refer-a-friend/): Referral program details - [Contact Us](https://www.360finance.com.au/contact-us/): Get in touch with the team - [FAQs](https://www.360finance.com.au/faq/): Answers to common finance questions - [News & Articles](https://www.360finance.com.au/finance-blog/): Finance tips, guides, and news ## Legal - [Terms & Conditions](https://www.360finance.com.au/terms-conditions/) - [Privacy Policy](https://www.360finance.com.au/privacy-policy/) 360 Finance operates in accordance with Australian credit law and responsible lending obligations. All finance applications are subject to lender approval, credit assessment, and applicable terms and conditions.