I’ve been declined elsewhere, should I apply again?

We won’t ever put an unnecessary credit check or enquiry on your credit profile unless we are confident that an approval will be given. With access to more than 40 lenders, our finance specialists will assess your application to determine the lender that will best suit your circumstances. Speak to one of our finance specialists to learn more.

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* Your actual interest rate will be based on a number of factors, including the type and age of the asset you are seeking to purchase; the information you provide during your application and the term of the loan. This rate may be different from our lowest advertised rates. The Comparison Rate is calculated on a Secured Loan of $30,000 fixed for a term of 5 years, effective 01/05/2025 and subject to change. The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Lender	Comparison Rate	Source

A comparison rate is a rate that helps you work out the true cost of a loan. It reduces to a single percentage figure the interest rate plus most fees and charges relating to a loan. The comparison rate allows you to compare loans from different lenders to find out how much it will cost you. Definition Source: www.moneysmart.gov.au

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