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Estimate your car loan repayments

If you’re considering applying for a car loan, it’s a good idea to first get an estimate of your car loan repayments. This will inform the amount you may be able to borrow, what the repayments might be, as well as the car loan interest rate.

Our car loan repayment calculator can provide an approximate guide of what your weekly, fortnightly or monthly car repayments might be based on the total amount you want to borrow over a certain loan term.

Alternatively, you can use it as a borrowing calculator to estimate how much you could borrow based on what you would like to budget (or can comfortably repay) each week, fortnight or month.

A car loan repayment calculator can also provide a guide on the interest rate of your car loan.
Your car loan interest rate may vary depending on various factors including your lender, the car loan amount and payment term.

When using any car finance calculator, please keep in mind that asset finance (including cars, SUVs and light commercials) is mostly a ‘risk-based lending system’. This means the rate offered by our lenders to each customer is based on each individuals lending profile, circumstances and the asset they are looking to purchase. As each customer is different, the car loan interest rate offered by our lenders is also likely to be different.

Any car loan calculator should be used as a guide only. To gain more accurate information on your car loan, we recommend you speak with a finance specialist. They work to understand your particular circumstances and budget and use their knowledge of car finance and our lenders’ criteria to find you the car finance options and rates that most suit your needs.

When looking for car loans in Australia, our calculator can provide an estimate of repayments amounts on any type of vehicle, including new and used cars, SUVs and 4x4s.

Estimate your car loans repayments today with our car finance calculator, or to learn more about how we work to get your best rate, enquire now to speak to a finance specialist.

Terms & conditions of use: This calculation is provided as a tool to help customers estimate the repayment amount at a user specified interest rate and duration. Figures displayed in this tool may not include all fees and establishment charges. 360 Finance is under no obligation to offer private or business vehicle finance at the rate or loan duration period specified within this tool. Please note that while weekly and fortnightly repayment options are displayed, this repayment option may not be available from all lenders. To learn what your individual repayments on a given loan amount would be please call 1300 361 360 and speak to a 360 Finance consultant today.

  • This is a model, not a prediction. It only gives you an estimate of amounts and repayment periods; the actual amounts may be higher or lower.
  • It does NOT include extras such as establishment or account fees.
  • It applies to loans where your regular repayment includes both interest and the gradual repayment of the amount borrowed. It does NOT apply to interest only loans.
  • It does NOT consider your ability to make the repayments shown. To help you consider the impact of interest rates changes, an example is provided. This shows the impact if interest rates rose by 2% per year. Interest rates could rise in future by more than 2% a year.
  • It assumes interest is calculated by compounding on the same weekly, fortnightly or monthly basis as the frequency of repayment you select.
  • It is NOT intended to be your sole source of information when making a financial decision. You should consider whether you should get advice from a licensed financial adviser.

Car Loan Calculator FAQ's

What is a car loan calculator?

A Car Loan Calculator can provide you with an idea of what your weekly, fortnightly or monthly car loan repayment might be OR how much you may be able to borrow based on your weekly/monthly budget. Calculations are based on our lowest current car finance rates available.

The Car Loan Repayment Calculator allows you to enter what your 'ideal car loan' looks like and then calculates either a guide repayment amount or a total amount you may be able to borrow. The user specified fields available on the calculator include the Loan Term (1-7 years), Repayment Frequency (Weekly, Fortnightly or Monthly), ideal Car Loan Amount OR the Weekly Repayment amount you feel you can comfortably afford. Please note that all online car loan calculators should be used as a guide only as they do not take into account your personal lending profile, circumstances or asset type.

(See Terms & Conditions on this page about using this calculator).

How much can I borrow?

Our Car Loan Calculator can give you a guide on approximately how much you may be able to borrow based on what you feel you can comfortably repay or budget for each week, fortnight or month and over what Loan Term (ie 1-7 years).

The Calculator on this site should be used as a guide only as it doesn't take into account your specific circumstances, lending profile (or credit score) or any fees or lender charges applicable.

(See Terms & Conditions on this page about using this calculator).

What will my car loan repayments be?

Our Car Loan Calculator can give you a guide on approximately what your car loan repayments might based on the amount you want to borrow and over what time frame or Loan Term (ie 1-7 years).

The Calculators on this site should be used as a guide only as it doesn't take into account your specific circumstances, lending profile (or credit score) or any fees or lender charges applicable.

What will my car loan interest rate be?

All 'Asset Finance' such as vehicle, car or light commercial finance is largely a risk-based lending system. This means that our lenders determine your specific car loan interest rate based on a number of factors specific to you. These include your lending profile (credit score), financial needs and personal circumstances plus the age and type of vehicle you are looking to purchase.

Speak to one of our Finance Specialists who will work to find your lowest rate finance and interest rate from our panel of over 60 leading Australian bank and non-bank lenders.

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