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Estimate your boat loan repayments

Our Boat Loan Calculator is designed as a tool to give you an idea on how much you could borrow for your next boat or what your boat loan repayments could be based on our lowest current boat finance rates.

Our Boat Loan Repayment Calculator can provide an approximate guide of what your weekly, fortnightly or monthly boat loan repayments might be based on the total amount you want to borrow and for how long (ie 1-5 year loan term)

Alternatively, you can use our Borrowing Calculator to estimate how much you could borrow to buy your next boat based on what you budget or can comfortably repay each week, fortnight or month.

When using any Boat Finance Calculator, please keep in mind that asset finance (including jet ski or boat loans) is largely a ‘risk-based lending system’, meaning that the rate offered by our lenders to each customer is based on each individuals lending profile, circumstances and the asset they are looking to purchase.  As each customer is different, the boat loan interest rate offered by our lenders is also likely to be different.

This is where our Boat Finance Specialists come in.  They work to understand your particular circumstances and budget and use their knowledge of marine finance and our specialist boat financiers criteria to find you the boat finance options most suited to your needs.  Learn more about how we work to get your best rate or make an enquiry now to speak to a Finance Specialist.

Terms & conditions of use: This calculation is provided as a tool to help customers estimate the repayment amount at a user specified interest rate and duration. Figures displayed in this tool may not include all fees and establishment charges. 360 Finance is under no obligation to offer private or business vehicle finance at the rate or loan duration period specified within this tool. Please note that while weekly and fortnightly repayment options are displayed, this repayment option may not be available from all lenders. To learn what your individual repayments on a given loan amount would be please call 1300 361 360 and speak to a 360 Finance consultant today.

  • This is a model, not a prediction. It only gives you an estimate of amounts and repayment periods; the actual amounts may be higher or lower.
  • It does NOT include extras such as establishment or account fees.
  • It applies to loans where your regular repayment includes both interest and the gradual repayment of the amount borrowed. It does NOT apply to interest only loans.
  • It does NOT consider your ability to make the repayments shown. To help you consider the impact of interest rates changes, an example is provided. This shows the impact if interest rates rose by 2% per year. Interest rates could rise in future by more than 2% a year.
  • It assumes interest is calculated by compounding on the same weekly, fortnightly or monthly basis as the frequency of repayment you select.
  • It is NOT intended to be your sole source of information when making a financial decision. You should consider whether you should get advice from a licensed financial adviser.
What is a boat loan calculator?

A Boat Loan Calculator can provide you with an idea of what your weekly, fortnightly or monthly boat or jetski loan repayments might be OR how much you may be able to borrow for your boat based on your weekly/monthly budget.

The Boat Calculator allows you to enter your 'ideal loan' details into the calculate which will provide either a guide repayment amount or a total amount you may be able to borrow. The user specified fields include the Loan Term (1-5 years), Frequency of Repayments (Weekly, Fortnightly or Monthly), ideal Loan Amount or your Weekly Repayment amount you can comfortably afford. Please note that all online calculators should be used as a guide only as they do not take into account your personal lending profile, circumstances or asset type. The interest rate used on these calculations may not be applicable to you or the asset type.

(See Terms & Conditions on this page about using this calculator).

What will my boat loan repayments be?

Our Boat Loan Calculator can give you an approximate guide of what your boat or jetski loan repayments might be based on the amount you would like to borrow and the time frame (Loan Term) that your would like to pay it back in (ie 1-5 years).

All Finance Calculators on our website should be used as a guide only, as they do not take into account your specific circumstances, lending profile (credit score) or any fees or lender charges applicable.

(See Terms & Conditions on this page about using this calculator).

How much can I borrow?

Our Boat Loan Borrowing Calculator can give you a guide on how much you may be able to borrow based on what you feel you can comfortably repay or budget to repay each week, fortnight or month and over what Boat Loan Term (ie 1-5 years).

All Finance Calculators on our website should be used as a guide only, as they do not take into account your specific circumstances, lending profile (credit score) or any fees or lender charges applicable.

(See Terms & Conditions on this page about using this calculator).

What will my boat loan interest rate be?

All 'Asset Finance' such as boat or jetski finance is largely a risk-based lending system. This means that the lenders determine your specific boat loan interest rate based on a number of factors specific to you such as your lending profile (credit score), your financial needs and personal circumstances plus the boat age and type you are looking to purchase.

Speak to one of our Boat Finance Specialists who will work to find your lowest rate boat finance and interest rate from our panel of specialist marine financiers.

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