Car Loan Calculator
How our rates compare
Estimate your car loan repayments
Our Car Loan Calculator is designed as a tool to give you an idea on how much you could borrow for your next car purchase or what your repayments could be based on our lowest car finance rates.
When using this Car Loan Calculator, please keep in mind that asset finance is largely a ‘risk-based lending system’, meaning that the rate offered by lenders to each customer is based on each individuals lending profile and the asset they are looking to purchase. As each customer is different, the car loan interest rate offered by our lenders is also likely to be different.
This is where our Finance Specialists come in. They work to understand your particular circumstances and budget and use their expert knowledge of car finance and our lenders to find you the car finance options most suited to your requirements. Learn more about how we work to get your best rate or make an enquiry now to speak to a Finance Specialist.
Terms & conditions of use: This calculation is provided as a tool to help customers estimate the repayment amount at a user specified interest rate and duration. Figures displayed in this tool may not include all fees and establishment charges. 360 Finance is under no obligation to offer private or business vehicle finance at the rate or loan duration period specified within this tool. Please note that while weekly and fortnightly repayment options are displayed, this repayment option may not be available from all lenders. To learn what your individual repayments on a given loan amount would be please call 1300 361 360 and speak to a 360 Finance consultant today.
- This is a model, not a prediction. It only gives you an estimate of amounts and repayment periods; the actual amounts may be higher or lower.
- It does NOT include extras such as establishment or account fees.
- It applies to loans where your regular repayment includes both interest and the gradual repayment of the amount borrowed. It does NOT apply to interest only loans.
- It does NOT consider your ability to make the repayments shown. To help you consider the impact of interest rates changes, an example is provided. This shows the impact if interest rates rose by 2% per year. Interest rates could rise in future by more than 2% a year.
- It assumes interest is calculated by compounding on the same weekly, fortnightly or monthly basis as the frequency of repayment you select.
- It is NOT intended to be your sole source of information when making a financial decision. You should consider whether you should get advice from a licensed financial adviser.