1300 361 360

Estimate your car loan repayments

Our interactive Car Loan Calculator (below) is a good place to start when you are looking to purchase a vehicle with finance. It can give you a guide to how much you may be able to borrow or what your car loan repayments might be.

Our Car Loan Repayment Calculator can provide an approximate guide of what your weekly, fortnightly or monthly car repayments might be based on the total amount you want to borrow over a certain Loan Term (ie 1-7 year).

Alternatively, you can use it as a Borrowing Calculator to estimate how much you could borrow based on what you would like to budget (or can comfortably repay) each week, fortnight or month.

When using any Car Finance Calculator, please keep in mind that asset finance (including cars, SUV’s and light commercials) is largely a ‘risk-based lending system’, meaning that the rate offered by our lenders to each customer is based on each individuals lending profile, circumstances and the asset they are looking to purchase.  As each customer is different, the car loan interest rate offered by our lenders is also likely to be different.

This is where our Finance Specialists come in.  They work to understand your particular circumstances and budget and use their knowledge of car finance and our lenders’ criteria to find you the car finance options and rates that most suit your needs.  Learn more about how we work to get your best rate or make an enquiry now to speak to a Finance Specialist.

Terms & conditions of use: This calculation is provided as a tool to help customers estimate the repayment amount at a user specified interest rate and duration. Figures displayed in this tool may not include all fees and establishment charges. 360 Finance is under no obligation to offer private or business vehicle finance at the rate or loan duration period specified within this tool. Please note that while weekly and fortnightly repayment options are displayed, this repayment option may not be available from all lenders. To learn what your individual repayments on a given loan amount would be please call 1300 361 360 and speak to a 360 Finance consultant today.

  • This is a model, not a prediction. It only gives you an estimate of amounts and repayment periods; the actual amounts may be higher or lower.
  • It does NOT include extras such as establishment or account fees.
  • It applies to loans where your regular repayment includes both interest and the gradual repayment of the amount borrowed. It does NOT apply to interest only loans.
  • It does NOT consider your ability to make the repayments shown. To help you consider the impact of interest rates changes, an example is provided. This shows the impact if interest rates rose by 2% per year. Interest rates could rise in future by more than 2% a year.
  • It assumes interest is calculated by compounding on the same weekly, fortnightly or monthly basis as the frequency of repayment you select.
  • It is NOT intended to be your sole source of information when making a financial decision. You should consider whether you should get advice from a licensed financial adviser.

Car Loan Calculator FAQ's

What is a car loan calculator?

A Car Loan Calculator can provide you with an idea of what your weekly, fortnightly or monthly car loan repayment might be OR how much you may be able to borrow based on your weekly/monthly budget. Calculations are based on our lowest current car finance rates available.

The Car Loan Repayment Calculator allows you to enter what your 'ideal car loan' looks like and then calculates either a guide repayment amount or a total amount you may be able to borrow. The user specified fields available on the calculator include the Loan Term (1-7 years), Repayment Frequency (Weekly, Fortnightly or Monthly), ideal Car Loan Amount OR the Weekly Repayment amount you feel you can comfortably afford. Please note that all online car loan calculators should be used as a guide only as they do not take into account your personal lending profile, circumstances or asset type.

(See Terms & Conditions on this page about using this calculator).

How much can I borrow?

Our Car Loan Calculator can give you a guide on approximately how much you may be able to borrow based on what you feel you can comfortably repay or budget for each week, fortnight or month and over what Loan Term (ie 1-7 years).

The Calculator on this site should be used as a guide only as it doesn't take into account your specific circumstances, lending profile (or credit score) or any fees or lender charges applicable.

(See Terms & Conditions on this page about using this calculator).

What will my car loan repayments be?

Our Car Loan Calculator can give you a guide on approximately what your car loan repayments might based on the amount you want to borrow and over what time frame or Loan Term (ie 1-7 years).

The Calculators on this site should be used as a guide only as it doesn't take into account your specific circumstances, lending profile (or credit score) or any fees or lender charges applicable.

What will my car loan interest rate be?

All 'Asset Finance' such as vehicle, car or light commercial finance is largely a risk-based lending system. This means that our lenders determine your specific car loan interest rate based on a number of factors specific to you. These include your lending profile (credit score), financial needs and personal circumstances plus the age and type of vehicle you are looking to purchase.

Speak to one of our Finance Specialists who will work to find your lowest rate finance and interest rate from our panel of over 20 leading Australian bank and non-bank lenders.

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