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Let us find you a low rate loan to consolidate your debt into one.

Sometimes life throws us curve balls, unexpected expenses and changes to our financial situation that can result in us having a couple of different loans or debts. An Unsecured Personal Loan can be a great option if you want to consolidate your debts such as store cards, lines of credit, credit cards, car or other personal loans into one easy monthly payment.


Paying off multiple debts can be stressful, can feel overwhelming or complicate the weekly management of your cash flow.  Debt Consolidation works in a way that you take out one single loan for an amount that will pay out all of your existing debts, leaving you with just the one loan to repay each week/fortnight/month.  If the interest rate on the new Unsecured Personal Loan is lower than that of your current debts (such as high interest credit cards), consolidating can help you get ahead by reducing the overall interest amount payable.

Before taking out an Unsecured Personal Loan for debt consolidation, you should first investigate the following to help determine if you are going to be financially better off:

  • Review the interest rates of your current debts
  • Find out the ‘Payout figure’ of any existing loans or credit cards
  • Review any fees or charges applicable for paying or cancelling any of your existing debts
  • Speak to a Finance Specialist to determine what interest rate and loan amount you are eligible for.


Benefits of an Unsecured Personal Loan for debt consolidation:

Potentially lower interest rates
Repayments could be easier to manage
Could save you money and stress
Can give you a clearer financial picture
How our rates compare
We access some of the industry's lowest rates and will always get you your best rate finance.

How our rates compare

We will always get you the best rate
360 Finance
St George
* The comparison rate helps you work out the total cost of a loan (including fees and charges) and to compare different loans. Data current as of 01/07/2021. Click to view data sources. Chart for illustrative purposes only. For further information on comparison rates, speak to one of our Finance Specialists.

At today's lowest personal finance rate of 6.99%
(Comparison rate 8.28%) you'll pay approximately...

$ per *

At today's lowest personal finance rate of 6.99%
(Comparison rate 8.28%) you can borrow approximately...


Our customers & people

"Excellent service. Ian from 360 Finance was great to deal with and we were kept in the loop at all times. No problem recommending 360 to anyone."
Gary M, Brogo, NSW
"One word - Excellence! Big thanks to Leanne for her outstanding effort in helping me get my new car. She went out of her way to answer all my silly questions in easy Laymens terms!"
Warren H, Queensland
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April G, Queensland
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Craig P, Queensland
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Nathan S, Victoria
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Skye C, South Australia
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Chris R, Queensland
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Rhea P, South Australia

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