1300 361 360
Let us find you a low rate, flexible personal loan today!

Since 2007, we have been helping our customers live their life upgraded with low rate finance. Personal Loans or Unsecured Loans as they are also known, are great options to finance just about anytime without having an asset as security. So weather you are wanting to head off on holiday, purchase some hobby equipment or needing a bit of extra cash for home renovations, we can find you a great personal finance solution to suit your budget and needs from our panel of over 20 leading Australian bank and non-bank lenders.

Unsecured Personal Loans are great options for:

Consolidating debts can save you money.

Sometimes life throws us curve balls, unexpected expenses and changes to our financial situation that can result in us having a couple of different loans or debts. An Unsecured Personal Loan is a great option if you want to consolidate your debts into easy monthly payment on one loan.

Holiday now. Pay back over time.

Unsecured Personal Loans are a perfect way to book that holiday or 'once in a life time' overseas adventure and pay it off over time. Why not get finance pre-approved, and get ready to jump on those discounted holiday or flight deals as soon as you see them.

Easy extra cash to improve your investment.

If you are wanting a bit of extra cash to install much needed air conditioning and carpet in your house or need a more substantial amount to building an extension for cinema room or man cave, an Unsecured Personal Loan could provide you with the funds you need to upgrade your home with low rates and flexible terms.

Don't hold back on your hobbies.

Hobbies add a bit of fun and balance in our life but sometimes the equipment needed can be expensive. From woodworking lathes and photography equipment to kitesurfing boards and triathlon bikes, a Unsecured Personal Loan can provide the funds you need to kick start a new hobby or expand one you are already into.

Competitive
We have access to some of the lowest industry rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing finance options and rates from over 20 lenders.
Fast approvals
We work hard to get your loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare loan options that best suits your needs and budget with flexible 1-7 year terms available.
How our rates compare
We access some of the industry's lowest rates and will always get you your best rate finance.

How our rates compare

We will always get you the best rate
360 Finance
6.13%*
ANZ
11.87%*
Suncorp
10.58%*
Westpac
14.14%*
CBA
13.86%*
BOQ
11.71%*
RACQ
13.25%*
CUA
11.99%*
* The comparison rate helps you work out the total cost of a loan (including fees and charges) and to compare different loans. Data current as of 01/10/2018. Click to view data sources. Chart for illustrative purposes only. For further information on comparison rates, speak to one of our Finance Specialists.

At today's lowest personal finance rate of 4.89% (Comparison rate 6.13%) you'll pay approximately...

$ per *

At today's lowest personal finance rate of 4.89% (Comparison rate 6.13%) you can borrow approximately...

$*

What makes us different?

Our customers


"Thanks 360! I was blown away by the low rate finance and insurance I got compared to what I could find myself."
Karyn E, Northern Territory
"The kids are loving their new Taxi! Cheers Kyle and 360 Finance."
Lauren M, New South Wales
"We can’t wait for adventures in our new camper van, making memories with our two beautiful girls. Thanks 360!"
Skye C, South Australia
"Kim at 360 got me my Ute, Jetski and now a Mustang! She is a champ at her job and was very helpful. "
Chris R, Brisbane QLD
"Thank you Kevin at 360 for assisting us with our new car finance. Fast and easily approved."
Rhea P, South Australia

Useful articles

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