1300 361 360
Benefit from the expertise of our Commercial Finance team.

Since 2007, we have been helping businesses with low rate Truck & Trailer finance to grow their business whether it be buying their first small to medium truck to a fleet of haulers.

Our Commercial Finance team specialise in helping our business customers achieve their business and asset goals by taking time to understand what the business needs now and in the future. They then work to find a tailored finance options to suit your business and accounting structure.

So whether you are after starting out as a new business or looking to add or upgrade your existing haulage fleet, our Commercial Finance Specialists can find a tailored commercial finance solution for your business from our panel of over 20 leading Australian bank and non-bank lenders.

Truck and trailer finance options:

Low rates • Tax effective • Flexible terms & residuals • 1-7 year terms

A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership of the vehicle at the time of purchase rather than at the end which means you can use the asset as a taxable offset in most cases, claim the GST on the purchase price and claim the depreciation of the asset and interest charges on the loan as well. It’s very flexible with 1-7 yr loan terms and residuals available in most cases making it very versatile for most business types.

Speak to one of our Commercial Finance Specialist to discuss which finance options suit you and your business.

Tax effective • Flexible terms & residuals • 1-7 year terms

It’s all in the name with this loan type. A Commercial Hire Purchase is ‘hiring’ an asset with the intent to purchase it at the end of the loan term. This means that during the term of the loan, the Lender owns the asset rather than you (the borrower), so the tax offsets are different from an accounting perspective as it’s not an asset owned by the business.

Speak to one of our Commercial Finance Specialist to discuss which finance options suit you and your business.

Tax effective • Lease with the intent to buy • 1-7 year terms

A Lease is very similar to a Commercial Hire Purchase as it uses the same ownership principles where the Vehicle is owned by the Lender for the term of the loan rather than you (the borrower). The primary difference between ‘Hiring’ & ‘Leasing’ in that Hiring allows you to decide if to include a residual or not, where as a Lease has a regulated residual value calculated off the term of the loan.

Speak to one of our Commercial Finance Specialist to discuss which finance options suit you and your business.

Great options for startup businesses • 1-7 year terms

Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position but rather relies heavily on the assessment on the tenure of your business, you as the borrower, any guarantor’s financial position as well as the asset being purchased. It is a great product for businesses to utilise where they have little or no ‘provable’ servicing (capability to demonstrate or prove capacity).

Speak to one of our Commercial Finance Specialist to discuss which finance options suit you and your business.

Competitive
We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.
Easy
We do the running around for you in comparing commercial finance options and rates from over 20 lenders.
Fast approvals
We work hard to get your loan approved fast. Same day approvals are available - ask us how!
Tailored
Our Commercial Team takes time to understand your business needs then works to find the best tailored and flexible finance solution.

At today's lowest truck finance rate of 4.89% (Comparison rate 6.13%) you'll pay approximately...

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At today's lowest truck finance rate of 4.89% (Comparison rate 6.13%) you can borrow approximately...

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What makes us different?

Our customers


"Thanks 360! I was blown away by the low rate finance and insurance I got compared to what I could find myself."
Karyn E, Northern Territory
"The kids are loving their new Taxi! Cheers Kyle and 360 Finance."
Lauren M, New South Wales
"We can’t wait for adventures in our new camper van, making memories with our two beautiful girls. Thanks 360!"
Skye C, South Australia
"Kim at 360 got me my Ute, Jetski and now a Mustang! She is a champ at her job and was very helpful. "
Chris R, Brisbane QLD
"Thank you Kevin at 360 for assisting us with our new car finance. Fast and easily approved."
Rhea P, South Australia

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