1300 361 360

Benefit from the expertise of our Commercial Finance team.

Since 2007, we have been helping businesses build and grow through providing tailored finance solutions on a range of business equipment for nearly all commercial industries in Australia. We can source options on everything from small tools and machinery, all the way to full shop fit-outs and specialist equipment you need to take your business to the next level.

Our Commercial Finance team specialise in the development and growth of our client’s businesses and their market leading expertise and industry knowledge are the driving force behind helping our customers achieve their business goals and unlocking their true financial potential. They work with you to fully understand your businesses needs both now and into the future in order to tailor the perfect finance option to suit for you.

So whether you are taking on a new venture, building out your current portfolio or upgrading your existing equipment, our Commercial Finance Specialists can tailored the perfect finance solution for your business from our panel of 20+ leading Australian bank and non-bank lenders.

Finance for Business Equipment includes:

  • Warehousing Machinery and Equipment such as forklifts, packers and wrappers
  • Specialist Industry Machinery and Equipment such as lathes, commercial printers and medical equipment
  • Office Furniture and Equipment such as electronics, IT Systems and multifunction printers
  • Shop Fit-Outs such as POS Systems, freezer rooms and commercial kitchen appliances

Click to learn more about finance for ‘Yellow Goods‘ equipment or haulage Trucks & Trailers.

Equipment finance options:

Low rates • Tax effective • Flexible terms & residuals • 1-7 year terms

A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership of the asset at the time of purchase rather than at the end. This means you can use the asset as a taxable offset (in most cases), claim the GST on the purchase price and claim the depreciation of the asset and interest charges on the loan. It’s very flexible with 1-7 year loan terms and residuals available making it versatile for most business types.

Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.

Tax effective • Flexible terms & residuals • 1-7 year terms

It’s all in the name with this loan type. A Hire Purchase or Commercial Hire Purchase is ‘hiring’ an asset with the intent to purchase it at the end of the loan term. This means that during the term of the loan, the lender owns the asset rather than you (the borrower), so the tax offsets are different from an accounting perspective as it’s not an asset owned by the business.

Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.

Great options for startup businesses • 1-7 year terms

Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position but rather relies heavily on the assessment of the tenure of your business, you as the borrower, any guarantor’s financial position as well as the asset being purchased. This is a great option for businesses when they have little or no ‘provable’ servicing (ie capability to demonstrate or prove capacity to repay the loan).

Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.

We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.
We do the running around for you in comparing commercial finance options and rates from over 20 lenders.
Fast approvals
We work hard to get your loan approved fast. Same day approvals are available - ask us how!
Our Commercial Team takes time to understand your business needs then works to find the best tailored and flexible finance solution.

At today's lowest equipment finance rate of 2.85%
(Comparison rate 3.75%) you'll pay approximately...

$ per *

At today's lowest equipment finance rate of 2.85%
(Comparison rate 3.75%) you can borrow approximately...


What makes us different?

What makes us different?

Our customers & people

"Excellent service. Ian from 360 Finance was great to deal with and we were kept in the loop at all times. No problem recommending 360 to anyone."
Gary M, Brogo, NSW
"One word - Excellence! Big thanks to Leanne for her outstanding effort in helping me get my new car. She went out of her way to answer all my silly questions in easy Laymens terms!"
Warren H, Queensland
"Living life upgraded. Second purchase with 360 Finance!"
Sue G, Queensland
"So in love with my new car thanks to John at 360 Finance. I'm so happy with my Honda Civic RS Turbo. 360 Finance were great and totally recommend them. So a big thank you again."
April G, Queensland
"Thank you 360 Finance for all your help. Finance has allowed my family to buy a brand new family caravan to travel this amazing country. #lifeupgraded "
Craig P, Queensland
"Thank you 360 Finance for another successful purchase with low interest and fantastic service!!!!"
Michelle W, Queensland
"New Car! Toyota Prado. Life Upgraded!"
Emilie D., New South Wales
"Here’s a pic of my new ride all washed up - I had a blast on my new stead. Thanks Leanne and 360."
Nathan S, Victoria
"Thanks 360! I was blown away by the low rate finance and insurance I got compared to what I could find myself."
Karyn E, Northern Territory
"The kids are loving their new Taxi! Cheers Kyle and 360 Finance."
Lauren M, New South Wales
"We can’t wait for adventures in our new camper van, making memories with our two beautiful girls. Thanks 360!"
Skye C, South Australia
"Kim at 360 got me my Ute, Jetski and now a Mustang! She is a champ at her job and was very helpful. "
Chris R, Queensland
"Thank you Kevin at 360 for assisting us with our new car finance. Fast and easily approved."
Rhea P, South Australia

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