1300 361 360

Low rate Boat Finance

Today's lowest rate is 6.75%
(Comparison 6.75%*)
  • Same Day
    Approval
  • Expert
    Team Advice
  • Access to
    65+ Lenders
Fast, Free Finance Quote
  • Best rates in Australia
  • We won't be beaten
  • Fast turnaround times
  • No impact on credit score

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*Minimum loan amount $15,000
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*Minimum loan amount $15,000

Let us find you a low rate, flexible boat loan today!

If you’re looking to buy your dream boat, getting the right finance can help you get there much sooner.

Boat financing allows you to pay off a loan in regular installments, whether weekly, fortnightly or monthly, during a set loan term and paying interest on the total loan amount.

Interest rates and loan terms for each boat loan will vary depending on the lender, the loan amount, your credit score and income, and whether the loan is secured or unsecured. Boat loans can be arranged for boats purchased for both personal and professional use.

Since 2007, we have been helping our customers upgrade their lives by getting into their dream boat with low rate boat finance.

If you’re considering boat financing, 360 Finance can help you with:

  • Low total cost low and low repayments
  • No deposit boat loans available
  • Private, dealer, new and used boats
  • Balloon repayments available to lower repayments

Whether you are looking to purchase your first fishing boat, looking for a wakeboarding boat, or upgrading to a yacht, we can find your best rate boat finance solution from our panel of over 60 leading Australian bank and non-bank lenders. If you can’t afford to buy a boat outright, marine finance may be the best option for you to buy your dream boat and get out on the water as soon as possible.

Use our boat loan calculator to calculate how much you may be able to borrow. This can also provide you with an estimate of what your repayments may be depending on the amount you borrow and the loan term.

For those considering marine finance, don’t forget to also get insurance for your new boat! Find out more about boat insurance here.

Some of our lenders and insurers:

Aussie Credit
Pepper Money
Suncorp
Latitude Financial
Westpac
Resimac
ANZ
Yamaha Finance
NAB
Now Finance
VWFS
CBA
Liberty Financial
Money 3
MoneyPlace
CIL Insurance

Boat Finance options

Secured Boat Loan
Lower rates • Higher borrowing limits • 1-7 year terms
A Secured Boat Loan is finance provided for the specific purpose of purchasing a new, near new or used boat. Secured Loans offer the most competitive rates and repayments compared to other loan types by using the boat as security for the loan. With the boat as security, our panel of lenders can offer you lower interest rates as their risk is lowered in the unlikely event of default of the loan. A Secured Loan is a great option is you are wanting to buy a boat within a set monthly repayment budget.

Speak to one of our Finance Specialists to determine the most suitable loan option for you.
Unsecured Boat Loan
Greater Flexibility • Ideal for older boats • 1-5 year terms
Business Boat Loan
Lowest rates • Tax effective • Low Doc • 1-7 year terms
Competitive
We access some of the lowest industry boat loan rates allowing us to be highly competitive and find your best rate boat finance.
Easy
We do the running around for you in comparing boat finance options and boat loan rates from over 60 lenders.
Fast approvals
We work hard to get your boat loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare the boat loan options that suits your needs and budget with flexible 1-7 year terms available.
4.8
Based on 891 reviews
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Come for the rates, stay for the service. Just ask our 1000's of satisfied customers.

Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.
Zoe Yeark
We had already applied for our caravan finance a few times and had been offered just half. We were very disappointed our dream did not come through. Thank God 360 Finance came to our rescue. All done and dusted in a few weeks. Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free. Thanks a lot; we are now enjoying our new traveling life.
Natalja Hleborodova
Killian Noack has been absolutely amazing in guiding me through my first car finance and the whole process took less then a week! He’s extremely well in communication and kept me up to date with every step of the way. I couldn’t be more thankful for everything he’s done. I will be sure to recommend him and 360 finance to anyone needing finance that I know.
Megan Streek

At today's lowest boat finance rate, you'll pay approximately...

$ per *

At today's lowest boat finance rate of 6.75% (Comparison rate 6.75%) you can borrow approximately...

$*

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