1300 361 360
Let us find you a low rate, flexible boat loan today!

Since 2007, we have been helping our customers live their life upgraded by getting into their dream boat with low rate finance. Whether you are looking to purchase your first fishing boat, looking for a wakeboarding boat, or upgrading to a yacht, we can find your best rate finance solution from our panel of over 20 leading Australian bank and non-bank lenders.

  • Low total cost low and low repayments
  • No deposit loans available
  • Private, dealer, new and used boats
  • Balloon repayments available to lower repayments

Boat Finance options

Lower rates • Higher borrowing limits • 1-7 year terms

A Secured Loan is finance provided for the specific purpose of purchasing a new, near new or used boat. Secured Loans offer the most competitive rates and repayments compared to other loan types by using the boat as security for the loan. With the boat as security, our panel of lenders can offer you lower interest rates as their risk is lowered in the unlikely event of default of the loan. A Secured Loan is a great option is you are wanting to buy a boat within a set monthly repayment budget.

Speak to one of our Finance Specialists to determine the most suitable loan option for you.

Greater Flexibility • Ideal for older boats • 1-5 year terms

An Unsecured Loan is finance that can be provided to purchase a new, near new or used boat without the boat being held as security in the unlikely event of payment default. Also known as a Personal Loan, Unsecured Loans offer a greater level of flexibility than other loan types, however as the lenders risk is slightly higher by not having any security over the loan, interest rates offered can be a little higher. An Unsecured Loan is ideal for purchasing older, niche or unique boats or if you simply want the freedom to sell your boat down the track without impacting on your finance arrangements.

Speak to one of our Finance Specialists to determine the most suitable loan option for you.

Lowest rates • Tax effective • Low Doc • 1-7 year terms

A Business Loan or Commercial loan is finance provided for the specific purpose of purchasing a boat for business purposes. Commercial loans offer some of the most competitive rates and repayments compared to other loan types and can provide a tax advantage and allow you to claim GST and depreciation. A Commercial Loan is a great option for any sized business with flexible repayment terms to suit business cashflow or accounting structures.

Speak to one of our Commercial Finance Specialists to determine the most suitable loan option for you.

Competitive
We have access to some of the lowest industry rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing finance options and rates from over 20 lenders.
Fast approvals
We work hard to get your loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare loan options that best suits your needs and budget with flexible 1-7 year terms available.

Calculators

Calculators and rates

At today's lowest boat finance rate of 5.49% (Comparison rate 6.36%) you'll pay approximately...

$ per *

At today's lowest boat finance rate of 5.49% (Comparison rate 6.36%) you can borrow approximately...

$*

Protect against the unexpected

SAVE UP TO 20% OFFInsurances and Warranty

Our customers

"Thanks 360! I was blown away by the low rate finance and insurance I got compared to what I could find myself."
Karyn E, Northern Territory
"The kids are loving their new Taxi! Cheers Kyle and 360 Finance."
Lauren M, New South Wales
"We can’t wait for adventures in our new camper van, making memories with our two beautiful girls. Thanks 360!"
Skye C, South Australia
"Kim at 360 got me my Ute, Jetski and now a Mustang! She is a champ at her job and was very helpful. "
Chris R, Brisbane QLD
"Thank you Kevin at 360 for assisting us with our new car finance. Fast and easily approved."
Rhea P, South Australia

Useful articles

360 gets behind the ‘Fiver for a Farmer’ campaign

The entire team at 360 Finances’ Brisbane Head office had fun today getting behind the ‘Fiver for a Farmer’ drought relief campaign with a good old Aussie Morning ... Read More.
Our new extended opening hours

Extended hours to better serve our customers 360 Finance is pleased to announce that as of Monday 20th August, we will be extending our opening hours during ... Read More.
What is a Toy Hauler Caravan?

Every weekend in Australia from summer to winter, all manner of outdoor, sports and adventure loving enthusiasts head off to enjoy the great outdoors  From dirt bike, Quad and ... Read More.
Top Tips for getting an EOFY bargain

If you want to take advantage of the End of Financial Year bargains, then June is the ideal time as dealerships need to move as much stock as they ... Read More.
2018 Calender: Caravan, Boat, Outdoor & Adventure Expos

If you are looking to live your ‘life upgraded’ in 2018 and make the most of the great Australian Outdoors, then we have THE list of outdoor and adventure shows, ... Read More.
Is Caravanning part of your 2018 plan

If caravanning is in your plans for 2018, then we have the guide to help you research the best options available to suit your budget and travel style.  We... Read More.
Apollo Caravan & RV Sales partner with 360 Finance

360 Finance were proud to support our newest business partner – Apollo Caravan and RV Sales onsite last weekend at the Victorian Caravan, ... Read More.
Australia only finance solutions

IMPORTANT NOTICE: 360 Finance Pty Ltd is an Australian company that offers finance and insurance brokerage services to Australian residents only We’ve been made aware of some recent fraudulent emails that ... Read More.
Australia Day Essentials Checklist 2018

We are lucky this year with Australia Day being a Friday and giving us all a long weekend! No matter what you are doing, embrace all that is Oz ... Read More.
The rise of the Food Truck. Setting up and financing your own.

Food trucks have become Australia’s most in-demand summer eating craze like the globalisation of fashion trends from beau monde cities like Los Angeles and New ... Read More.
Life upgraded with Karyn, Ollie & Ruby

Living Life Upgraded! A story of Karyn, Ollie and Ruby This is Karyn from the Northern Territory, and like many of us, Karyn’s cars become a big part of her life, is ... Read More.
The true cost of a loan

Happy EOFY!, 25%* Finance (Terms and conditions apply), Runout Sales, Drivaway Deals* The drums are beating in dealership land and the pressure to clear stock is at an ... Read More.
We’re Growing And Moving!

As 360 Finance continues to grow as Australia’s leading asset finance broker, we’re delighted to announce that we will be moving to a brand new office in South Brisbane from ... Read More.
5 Ways To Save Money On Your Car

Now that it’s the start of a new year, you might be looking for ways to save money to help reach your financial goals for 2017 After a home, a car is the ... Read More.
Trunk or Treat – Car Halloween ideas!

Are you looking for a fun and safe way to celebrate Halloween with your kids and neighbourhood? Then give ‘Trunk or Treating’ a go! Trunk or Treat is a safer ... Read More.
Aussie Stars In Celebrity Cars

With a wave of young Aussie celebs coming into the spotlight, we decided to give the likes of Kylie Minogue, Elle Macpherson & Hugh Jackman a well deserved rest ... Read More.
One Size Car Finance Doesn’t Suit All

To get into the swing of this article, let’s look at two scenarios Jenny walks into a hair dresser and asks for a haircut The stylist proceeds to cut Jenny’s ... Read More.
EO(FYI) NEWSFLASH!!!

The jingles are back, the billboards are up and the car dealers are well under way moving stock out the door for the EOFY sales It seems like this ... Read More.
BMW – A letter from the British Monarch

I sit here wondering if the British Monarch signed, sealed and delivered a glücklich 100 Geburtstag (Happy 100th Birthday) letter to BMW earlier this year To reach the ripe ... Read More.
Car Loan Rates At Record Lows For Millennials

With car loan rates at record lows, it’s no wonder that last week a Perth father was furious at one of the Big 4 Banks for approving his 20 ... Read More.

Some of our lenders and insurers: