1300 361 360

Let us find you a low rate, flexible boat loan today!

Since 2007, we have been helping our customers live their life upgraded by getting into their dream boat with low rate boat finance. Whether you are looking to purchase your first fishing boat, looking for a wakeboarding boat, or upgrading to a yacht, we can find your best rate boat finance solution from our panel of over 20 leading Australian bank and non-bank lenders.

  • Low total cost low and low repayments
  • No deposit boat loans available
  • Private, dealer, new and used boats
  • Balloon repayments available to lower repayments

Boat Finance options

Lower rates • Higher borrowing limits • 1-7 year terms

A Secured Boat Loan is finance provided for the specific purpose of purchasing a new, near new or used boat. Secured Loans offer the most competitive rates and repayments compared to other loan types by using the boat as security for the loan. With the boat as security, our panel of lenders can offer you lower interest rates as their risk is lowered in the unlikely event of default of the loan. A Secured Loan is a great option is you are wanting to buy a boat within a set monthly repayment budget.

Speak to one of our Finance Specialists to determine the most suitable loan option for you.

Greater Flexibility • Ideal for older boats • 1-5 year terms

An Unsecured Boat Loan is finance that can be provided to purchase a new, near new or used boat without the boat being held as security in the unlikely event of payment default. Also known as a Personal Loan, Unsecured Loans offer a greater level of flexibility than other loan types, however as the lenders risk is slightly higher by not having any security over the loan, interest rates offered can be a little higher. An Unsecured Loan is ideal for purchasing older, niche or unique boats or if you simply want the freedom to sell your boat down the track without impacting on your finance arrangements.

Speak to one of our Finance Specialists to determine the most suitable loan option for you.

Lowest rates • Tax effective • Low Doc • 1-7 year terms

A Business Boat Loan or Commercial loan is finance provided for the specific purpose of purchasing a boat for business purposes. Commercial loans offer some of the most competitive rates and repayments compared to other loan types and can provide a tax advantage and allow you to claim GST and depreciation. A Commercial Loan is a great option for any sized business with flexible repayment terms to suit business cashflow or accounting structures.

Speak to one of our Commercial Finance Specialists to determine the most suitable loan option for you.

Competitive
We access some of the lowest industry boat loan rates allowing us to be highly competitive and find your best rate boat finance.
Easy
We do the running around for you in comparing boat finance options and boat loan rates from over 20 lenders.
Fast approvals
We work hard to get your boat loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare the boat loan options that suits your needs and budget with flexible 1-7 year terms available.

Calculators

Calculators and rates

At today's lowest boat finance rate of 5.74%
(Comparison rate 6.66%) you'll pay approximately...

$ per *

At today's lowest boat finance rate of 5.74%
(Comparison rate 6.66%) you can borrow approximately...

$*

Protect against the unexpected

SAVE UP TO 20% OFFInsurances and Warranty

Our customers & people

Hello
"Excellent service. Ian from 360 Finance was great to deal with and we were kept in the loop at all times. No problem recommending 360 to anyone."
Gary M, Brogo, NSW
Hello
"One word - Excellence! Big thanks to Leanne for her outstanding effort in helping me get my new car. She went out of her way to answer all my silly questions in easy Laymens terms!"
Warren H, Queensland
Hello
"Living life upgraded. Second purchase with 360 Finance!"
Sue G, Queensland
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"So in love with my new car thanks to John at 360 Finance. I'm so happy with my Honda Civic RS Turbo. 360 Finance were great and totally recommend them. So a big thank you again."
April G, Queensland
Hello
"Thank you 360 Finance for all your help. Finance has allowed my family to buy a brand new family caravan to travel this amazing country. #lifeupgraded "
Craig P, Queensland
Hello
"Thank you 360 Finance for another successful purchase with low interest and fantastic service!!!!"
Michelle W, Queensland
Hello
"New Car! Toyota Prado. Life Upgraded!"
Emilie D., New South Wales
Hello
"Here’s a pic of my new ride all washed up - I had a blast on my new stead. Thanks Leanne and 360."
Nathan S, Victoria
Hello
"Thanks 360! I was blown away by the low rate finance and insurance I got compared to what I could find myself."
Karyn E, Northern Territory
Hello
"The kids are loving their new Taxi! Cheers Kyle and 360 Finance."
Lauren M, New South Wales
Hello
"We can’t wait for adventures in our new camper van, making memories with our two beautiful girls. Thanks 360!"
Skye C, South Australia
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"Kim at 360 got me my Ute, Jetski and now a Mustang! She is a champ at her job and was very helpful. "
Chris R, Queensland
Hello
"Thank you Kevin at 360 for assisting us with our new car finance. Fast and easily approved."
Rhea P, South Australia

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