1300 361 360

Let us find you a low rate, flexible boat loan today!

Since 2007, we have been helping our customers live their life upgraded by getting into their dream boat with low rate boat finance. Whether you are looking to purchase your first fishing boat, looking for a wakeboarding boat, or upgrading to a yacht, we can find your best rate boat finance solution from our panel of over 20 leading Australian bank and non-bank lenders.

  • Low total cost low and low repayments
  • No deposit boat loans available
  • Private, dealer, new and used boats
  • Balloon repayments available to lower repayments

Boat Finance options

Lower rates • Higher borrowing limits • 1-7 year terms

A Secured Boat Loan is finance provided for the specific purpose of purchasing a new, near new or used boat. Secured Loans offer the most competitive rates and repayments compared to other loan types by using the boat as security for the loan. With the boat as security, our panel of lenders can offer you lower interest rates as their risk is lowered in the unlikely event of default of the loan. A Secured Loan is a great option is you are wanting to buy a boat within a set monthly repayment budget.

Speak to one of our Finance Specialists to determine the most suitable loan option for you.

Greater Flexibility • Ideal for older boats • 1-5 year terms

An Unsecured Boat Loan is finance that can be provided to purchase a new, near new or used boat without the boat being held as security in the unlikely event of payment default. Also known as a Personal Loan, Unsecured Loans offer a greater level of flexibility than other loan types, however as the lenders risk is slightly higher by not having any security over the loan, interest rates offered can be a little higher. An Unsecured Loan is ideal for purchasing older, niche or unique boats or if you simply want the freedom to sell your boat down the track without impacting on your finance arrangements.

Speak to one of our Finance Specialists to determine the most suitable loan option for you.

Lowest rates • Tax effective • Low Doc • 1-7 year terms

A Business Boat Loan or Commercial loan is finance provided for the specific purpose of purchasing a boat for business purposes. Commercial loans offer some of the most competitive rates and repayments compared to other loan types and can provide a tax advantage and allow you to claim GST and depreciation. A Commercial Loan is a great option for any sized business with flexible repayment terms to suit business cashflow or accounting structures.

Speak to one of our Commercial Finance Specialists to determine the most suitable loan option for you.

Competitive
We access some of the lowest industry boat loan rates allowing us to be highly competitive and find your best rate boat finance.
Easy
We do the running around for you in comparing boat finance options and boat loan rates from over 20 lenders.
Fast approvals
We work hard to get your boat loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare the boat loan options that suits your needs and budget with flexible 1-7 year terms available.

Calculators

Calculators and rates

At today's lowest boat finance rate of 6.29%
(Comparison rate 7.55%) you'll pay approximately...

$ per *

At today's lowest boat finance rate of 6.29%
(Comparison rate 7.55%) you can borrow approximately...

$*

Protect against the unexpected

SAVE UP TO 20% OFFInsurances and Warranty

Our customers & people

"Excellent service. Ian from 360 Finance was great to deal with and we were kept in the loop at all times. No problem recommending 360 to anyone."
Gary M, Brogo, NSW
"One word - Excellence! Big thanks to Leanne for her outstanding effort in helping me get my new car. She went out of her way to answer all my silly questions in easy Laymens terms!"
Warren H, Queensland
"Living life upgraded. Second purchase with 360 Finance!"
Sue G, Queensland
"So in love with my new car thanks to John at 360 Finance. I'm so happy with my Honda Civic RS Turbo. 360 Finance were great and totally recommend them. So a big thank you again."
April G, Queensland
"Thank you 360 Finance for all your help. Finance has allowed my family to buy a brand new family caravan to travel this amazing country. #lifeupgraded "
Craig P, Queensland
"Thank you 360 Finance for another successful purchase with low interest and fantastic service!!!!"
Michelle W, Queensland
"New Car! Toyota Prado. Life Upgraded!"
Emilie D., New South Wales
"Here’s a pic of my new ride all washed up - I had a blast on my new stead. Thanks Leanne and 360."
Nathan S, Victoria
"Thanks 360! I was blown away by the low rate finance and insurance I got compared to what I could find myself."
Karyn E, Northern Territory
"The kids are loving their new Taxi! Cheers Kyle and 360 Finance."
Lauren M, New South Wales
"We can’t wait for adventures in our new camper van, making memories with our two beautiful girls. Thanks 360!"
Skye C, South Australia
"Kim at 360 got me my Ute, Jetski and now a Mustang! She is a champ at her job and was very helpful. "
Chris R, Queensland
"Thank you Kevin at 360 for assisting us with our new car finance. Fast and easily approved."
Rhea P, South Australia

Useful articles

$30,000 Instant Asset Write-off

According to Small Business research by American Express in 2018, 47% of Australian businesses were under-utlising the governments extended Instant Asset Write-off scheme The most likely reason was cited ... Read More.

Tips for getting an EOFY bargain

If you want to take advantage of the End of Financial Year bargains, then June is the ideal time as dealerships need to move as much stock as they ... Read More.

2019 Outdoor & Leisure Calendar

If you are looking to live your ‘life upgraded’ in 2019 and make the most of the great Australian Outdoors, then we have THE list of outdoor, adventure and home ... Read More.

Easter & ANZAC Day Hours

Easter weekend is nearly upon us and this year it is closely followed by ANZAC day!  Oh and it is School Holidays also!If you are planning to getaway for ... Read More.

Gumtree Cars

Gumtree Cars appoints Grant Denyer as ambassador, as it seeks to become the # 1 motors marketplace Former V8 supercar driver, and TV & radio personality, Grant ... Read More.

Top 5 ways to dispose of your unwanted car

Your car has become part of the family but you are starting to feel that she is also compromising the safety of your herd Get those insurance fraud thoughts ... Read More.

Australia Day Essentials 2019

Fantastic! Australia Day lands on a weekend meaning that we all get another long weekend this year to really embrace what our great country and its people have to ... Read More.

Cash Flow Funding for Business

The beginning of any new year often brings with it great motivation and enthusiasm for what can be achieved in the year ahead and to reach those end of ... Read More.

2018 Christmas/New Year Hours

It is getting close to that time of the year again when we all start looking forward to the Christmas & New Year Holidays This time of the year is ... Read More.

Recent fraudulent emails

IMPORTANT NOTICE: 360 Finance Pty Ltd is an Australian company that offers finance and insurance services in Australia only We’ve been made aware of some recent fraudulent emails posing as 360 ... Read More.

Welcome to our new website!

If you have visited us before, you may have noticed a few changes our new website, new logo and brand! On 16th October 2018, we launched this new website and ... Read More.

360 gets behind the ‘Fiver for a Farmer’ campaign

The entire team at 360 Finances’ Brisbane Head office had fun today getting behind the ‘Fiver for a Farmer’ drought relief campaign with a good old Aussie Morning ... Read More.

Our new extended opening hours

Extended hours to better serve our customers 360 Finance is pleased to announce that as of Monday 20th August, we will be extending our opening hours during ... Read More.

What is a Toy Hauler Caravan?

Every weekend in Australia from summer to winter, all manner of outdoor, sports and adventure loving enthusiasts head off to enjoy the great outdoors  From dirt bike, Quad and ... Read More.

Is Caravanning part of your 2018 plan

If caravanning is in your plans for 2018, then we have the guide to help you research the best options available to suit your budget and travel style.  We... Read More.

Apollo Caravan & RV Sales partner with 360 Finance

  360 Finance were proud to support our newest business partner – Apollo Caravan and RV Sales onsite last weekend at the Victorian Caravan, ... Read More.

The rise of the Food Truck. Setting up and financing your own.

Food trucks have become Australia’s most in-demand summer eating craze like the globalisation of fashion trends from beau monde cities like Los Angeles and New ... Read More.

Life upgraded with Karyn, Ollie & Ruby

 Living Life Upgraded! A story of Karyn, Ollie and Ruby This is Karyn from the Northern Territory, and like many of us, Karyn’s cars become a big part of her life, is ... Read More.

The true cost of a loan

Happy EOFY!, 25%* Finance (Terms and conditions apply), Runout Sales, Drivaway Deals* The drums are beating in dealership land and the pressure to clear stock is at an ... Read More.

We’re Growing And Moving!

As 360 Finance continues to grow as Australia’s leading asset finance broker, we’re delighted to announce that we will be moving to a brand new office in South Brisbane from ... Read More.

Some of our lenders and insurers: