Frequently Asked Questions
- I’ve been bankrupt in part 9 or part 10, will I be able to get approval on finance?
We may need to ask for more information from you but being bankrupt does not preclude you from being considered for finance. We have access to a wide range of lenders and specialised products for people who have had previous financial blemishes.
- I’ve just arrived in Australia, Can I get Finance through 360?
We have access to loans for new & temporary arrivals. As long as you meet the lenders other guidelines, being new to Australia won’t stop you from getting approved.
- I’ve been declined elsewhere, should I apply again?
We won’t ever put an unnecessary credit check on your file unless we are confident that an approval will be given. With many lenders and even more products to choose from, by dealing with us you have access to loans covering nearly every situation. Why not speak with us today and find out.
- I’m on a learners permit, can I still get finance?
As long as you’re 18 years old & you meet the lenders other guidelines you will be able to be considered for finance on a Learners Permit.
- I’ve got a finance quote elsewhere, should I still get a quote from you?
As Australia’s largest online broker, we have access to lenders, products & rates which are not available to other brokers & most dealers. It only takes a quick phone call and we’ll be able to work out whether it is worthwhile for you to apply with us. We’ll only take your details if we’re sure that you will save by doing so.
- Can I buy from a private seller?
Of course you can. We will even carry out all the checks to make sure you’re protected and any finance owing on the asset is paid out at settlement.
- I’m self employed with no financials. Can I get finance?
Most certainly. Several of our finance partners have products designed just for this situation. And the great thing with these products is there is no loading to the interest rate because you don’t have financials or tax returns. Our Finance Consultants will be able to advise you over the phone whether you qualify for these products.
- Do You Finance Anything Other Than Motor Vehicles?
360 Finance are asset finance specialists, that means we can provide you with the same low rates that we do for cars on boats, caravans, trucks, machinery & equipment. If it has wheels or it can float we can finance it for you.
- How Long Does The Finance Process Take?
In nearly all situations everything can be completed over the phone & email and settlement can take place the very same day an enquiry is made. We have customers all over Australia and we are able to make things very easy for our customers and ensure a smooth, hassle free transaction.
- What does 360 Finance Guarantee?
We work tirelessly to provide the most competitive car loans with very affordable repayments, inclusive of all fees & charges, than all of our competitors. If we don’t deliver on this promise we will gladly pay you $50 to reimburse you for your time & effort.
- Why Use 360 Finance?
We are Australia’s number 1 online car finance broker for reasons that our competitors can’t match – 360 Finance has more lenders, more products, lower interest rates & better customer service. This is not just more of the lip service you read about all over the internet. Put us to the test today with an obligation free quote now and see for yourself.