Call NowDebt Consolidation
& Loan Refinance
Let us find you a low rate loan to consolidate your debt into one.
Potentially Lower Rates
Easier to Manage
Save Money & Stress
Clearer Financial Outlook
Same Day Approval
Expert Team Advice
Access to 65+ Lenders
How Debt Consolidation Works
Sometimes life throws us curve balls, unexpected expenses and changes to our financial situation that can result in us having a couple of different loans or debts. An Unsecured Personal Loan can be a great option if you want to consolidate your debts such as store cards, lines of credit, credit cards, car or other personal loans into one easy monthly payment.
Paying off multiple debts can be stressful, can feel overwhelming or complicate the weekly management of your cash flow. Debt Consolidation works in a way that you take out one single loan for an amount that will pay out all of your existing debts, leaving you with just the one loan to repay each week/fortnight/month. If the interest rate on the new Unsecured Personal Loan is lower than that of your current debts (such as high interest credit cards), consolidating can help you get ahead by reducing the overall interest amount payable.
Before taking out an Unsecured Personal Loan for debt consolidation, you should first investigate the following to help determine if you are going to be financially better off:
- Review the interest rates of your current debts
- Find out the ‘Payout figure’ of any existing loans or credit cards
- Review any fees or charges applicable for paying or cancelling any of your existing debts
- Speak to a Finance Specialist to determine what interest rate and loan amount you are eligible for.
We Work with the Most Trusted Aussie Lenders
Our lender network allows us to secure the best rates for you, every time.
See Why Customers Choose 360 Finance Again and Again
"...This is the third consecutive time I have got finance through 360 and once again they didn't disappoint..."
We believe in long-term relationships, not short-term transactions. With access to some of the lowest finance rates in the industry and 360-degree wraparound customer service and support, it's easy to see why customers keep coming back when it's time to upgrade.
Apply today with Australia's trusted online broker since 2007
Benefits of an Unsecured Personal Loan for debt consolidation:
Potentially Lower Rates
Debt consolidation can help you get a lower interest rate on your debt.
Easier to Manage
Repayments could be easier to manage
Save Money & Stress
You could save money and stress by consolidating your debt into one loan.
Clearer Financial Outlook
Debt consolidation can help you get a clearer financial picture of your debt and how to manage it.
Stress-Free Finance for Every Purchase
"...Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free."
Getting the things you want shouldn't be stressful. At 360 Finance, we take care of everything, so you can worry less and live more, knowing you're supported by a knowledgeable and experienced team.
Apply today with Australia's trusted online broker since 2007
Not sure how much you can borrow?
Get your quote now. It's fast, easy, and will not impact on your credit score!
What are my repayments?
How much can I borrow?
At today's lowest finance rate of 6.24%, you'll pay approximately...
per week
At today's lowest finance rate of 6.24%, you could borrow up to...
What Makes Us
Different?
Come for the rates. Stay for the service.
Useful Articles
-
Is Caravanning part of your 2025 plan?
If caravanning is in your plans for 2025, then we have the guide to help you research the best options available to suit your budget and tra...
-
How to save on your car loan
If you’ve applied for a 360 Finance car loan, you may want to find ways you can save on the total costs in the long term, or simply make ...
-
How much should you save for a car loan deposit?
With numerous costs and fees involved with a car loan, you may be wondering whether you need a deposit, and how much that deposit should be...
-
6 ways to lower your debt
If you’re planning on buying a new car, something you should first consider is your existing debt. When getting a car loan, as well as...
-
10 commandments of building an emergency fund
When it comes to financing, you want to feel secure enough that if something unexpected crops up, you have the money to deal with it, witho...
-
How does car loan interest work?
When taking out a car loan, as well as making regular repayments to pay off the loan amount, you also need to pay interest on the loan. ...
-
Everything you need to know about business car loans
If you’re looking to invest in vehicles for your business, there are numerous options for business car loans. These include a chattel mor...
-
An easy-to-understand guide to novated leasing
When buying a vehicle, there are several financing options to help you afford the vehicle you need. Car loans can be a good option for m...
-
5 things to know about car loans before applying
Car loans can be a great option for people who need help buying the car they need. It offers a more affordable way of purchasing a vehicle ...
-
Top 10 caravan gadgets and upgrades
With international trips on hold for a while, there has never been a better time to explore our backyard. Australia is well known for it...
-
What is a car loan comparison rate?
There can be numerous rates involved with a car loan, and it’s important to know what each of them cover, to ensure you can get the best ...
-
Calculating your car loan repayments
360 Finance Calculating your car loan repayments For those who don’t have the necessary finances to buy a car outright, car loans a...
Dreams Aren't Free, But They Can Be Affordable
"Yass helped me get a loan for my dream car...Very upfront and honest and got everything processed in 3 days."
Make your dreams a reality. At 360 Finance, our team does everything they can to help you secure your dream car quickly and in a way that works for your budget.
Apply today with Australia's trusted online broker since 2007