Debt Consolidation
& Loan Refinance
Let us find you a low rate loan to consolidate your debt into one.

Potentially Lower Rates
Easier to Manage
Save Money & Stress
Clearer Financial Outlook
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How Debt Consolidation Works
Sometimes life throws us curve balls, unexpected expenses and changes to our financial situation that can result in us having a couple of different loans or debts. An Unsecured Personal Loan can be a great option if you want to consolidate your debts such as store cards, lines of credit, credit cards, car or other personal loans into one easy monthly payment.
Paying off multiple debts can be stressful, can feel overwhelming or complicate the weekly management of your cash flow. Debt Consolidation works in a way that you take out one single loan for an amount that will pay out all of your existing debts, leaving you with just the one loan to repay each week/fortnight/month. If the interest rate on the new Unsecured Personal Loan is lower than that of your current debts (such as high interest credit cards), consolidating can help you get ahead by reducing the overall interest amount payable.
Before taking out an Unsecured Personal Loan for debt consolidation, you should first investigate the following to help determine if you are going to be financially better off:
- Review the interest rates of your current debts
- Find out the ‘Payout figure’ of any existing loans or credit cards
- Review any fees or charges applicable for paying or cancelling any of your existing debts
- Speak to a Finance Specialist to determine what interest rate and loan amount you are eligible for.
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