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Debt Consolidation
& Loan Refinance

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Let us find you a low rate loan to consolidate your debt into one.

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Potentially Lower Rates

Easier to Manage

Save Money & Stress

Clearer Financial Outlook

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Same Day Approval

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Expert Team Advice

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Access to 65+ Lenders

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4.8 5 stars
Based on 891 reviews

How Debt Consolidation Works

Sometimes life throws us curve balls, unexpected expenses and changes to our financial situation that can result in us having a couple of different loans or debts. An Unsecured Personal Loan can be a great option if you want to consolidate your debts such as store cards, lines of credit, credit cards, car or other personal loans into one easy monthly payment.

Paying off multiple debts can be stressful, can feel overwhelming or complicate the weekly management of your cash flow. Debt Consolidation works in a way that you take out one single loan for an amount that will pay out all of your existing debts, leaving you with just the one loan to repay each week/fortnight/month. If the interest rate on the new Unsecured Personal Loan is lower than that of your current debts (such as high interest credit cards), consolidating can help you get ahead by reducing the overall interest amount payable.

Before taking out an Unsecured Personal Loan for debt consolidation, you should first investigate the following to help determine if you are going to be financially better off:

  • Review the interest rates of your current debts
  • Find out the ‘Payout figure’ of any existing loans or credit cards
  • Review any fees or charges applicable for paying or cancelling any of your existing debts
  • Speak to a Finance Specialist to determine what interest rate and loan amount you are eligible for.

We Work with the Most Trusted Aussie Lenders

Our lender network allows us to secure the best rates for you, every time.

Aussie Credit
Pepper Money
Suncorp
Latitude
Westpac
Resimac
ANZ
AMMF
NAB
Now Finance
Volkswagen Financial Services
Commonwealth
Liberty
Money3
Money Place
CIL

See Why Customers Choose 360 Finance Again and Again

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"...This is the third consecutive time I have got finance through 360 and once again they didn't disappoint..."

S Scottie Thorne
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We believe in long-term relationships, not short-term transactions. With access to some of the lowest finance rates in the industry and 360-degree wraparound customer service and support, it's easy to see why customers keep coming back when it's time to upgrade.

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Benefits of an Unsecured Personal Loan for debt consolidation:

Potentially Lower Rates

Debt consolidation can help you get a lower interest rate on your debt.

Easier to Manage

Repayments could be easier to manage

Save Money & Stress

You could save money and stress by consolidating your debt into one loan.

Clearer Financial Outlook

Debt consolidation can help you get a clearer financial picture of your debt and how to manage it.

Stress-Free Finance for Every Purchase

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"...Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free."

N Natalja Hleborodova
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Getting the things you want shouldn't be stressful. At 360 Finance, we take care of everything, so you can worry less and live more, knowing you're supported by a knowledgeable and experienced team.

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Make your dreams a reality. At 360 Finance, our team does everything they can to help you secure your dream car quickly and in a way that works for your budget.

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