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Personal
Loans

5 stars

Let us find you a low rate and flexible unsecured personal loan today!

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Travel

Debt Consolidation

House Renovations

Medical Equipment

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Same Day Approval

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Expert Team Advice

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Access to 65+ Lenders

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Google Rating
4.8 5 stars
Based on 891 reviews

Low Rate Personal Loans for Your Needs

We have been helping our customers achieve their goals with low rate personal loans since 2007. Unsecured Personal Loans are a great option to finance just about anything without having an asset held as security for the loan. So whether you want to embark on a holiday, purchase some hobby equipment or just need a bit of extra cash for home renovations, we can find you a great unsecured personal loan to suit your budget and needs from our panel of over 60 leading Australian bank and non-bank lenders.

If it is a new car, boat, bike or caravan that you are after, we also specialise in Secured Loans which can provide even better finance rates with the asset held as security on the loan for flexible terms of 2-7 years.

Personal loans can be used to finance a variety of expenses, and the process involved to get approved doesn’t need to be overly complicated when you get help from one of our finance specialists.

At 360 Finance, we want to make it easier for you to get the financing you need, when you need it. We will discuss your needs and your personal circumstances, and will compare the various loan options and rates to find the best finance option to suit your needs and budget.

Contact our team to start the conversation about your personal loan, and see how we can help you today.

We Work with the Most Trusted Aussie Lenders

Our lender network allows us to secure the best rates for you, every time.

Aussie Credit
Pepper Money
Suncorp
Latitude
Westpac
Resimac
ANZ
AMMF
NAB
Now Finance
Volkswagen Financial Services
Commonwealth
Liberty
Money3
Money Place
CIL

See Why Customers Choose 360 Finance Again and Again

Scottis standing with his new Mazda ute.

"...This is the third consecutive time I have got finance through 360 and once again they didn't disappoint..."

S Scottie Thorne
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We believe in long-term relationships, not short-term transactions. With access to some of the lowest finance rates in the industry and 360-degree wraparound customer service and support, it's easy to see why customers keep coming back when it's time to upgrade.

Apply today with Australia's trusted online broker since 2007

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Personal Loans are great options for:

Travel

Travel

Holiday now. Pay back over time.

Unsecured Personal Loans are a perfect way to book that holiday or 'once in a life time' overseas adventure and pay it off over time. Why not get finance...

Unsecured Personal Loans are a perfect way to book that holiday or 'once in a life time' overseas adventure and pay it off over time. Why not get finance pre-approved, and get ready to jump on those discounted holiday or flight deals as soon as you see them.

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Debt Consolidation

Debt Consolidation

Consolidating your debts can save you money.

Sometimes life throws us curve balls, unexpected expenses and changes to our financial situation that can result in us having a couple of different loans or debts...

Sometimes life throws us curve balls, unexpected expenses and changes to our financial situation that can result in us having a couple of different loans or debts. An Unsecured Personal Loan is a great option if you want to consolidate your debts into easy monthly payment on one loan.

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Business Car Finance

House Renovations

Easy extra cash to improve your investment.

If you are wanting a bit of extra cash to install much needed air conditioning and carpet in your house or need a more substantial amount to building an extension

If you are wanting a bit of extra cash to install much needed air conditioning and carpet in your house or need a more substantial amount to building an extension for cinema room or man cave, an Unsecured Personal Loan could provide you with the funds you need to upgrade your home with low rates and flexible terms.

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Hobby Equipment

Hobby Equipment

Don't hold back on your hobbies.

Hobbies add a bit of fun and balance in our life but sometimes the equipment needed can be expensive. From woodworking lathes and photography equipment to...

Hobbies add a bit of fun and balance in our life but sometimes the equipment needed can be expensive. From woodworking lathes and photography equipment to kitesurfing boards and triathlon bikes, a Unsecured Personal Loan can provide the funds you need to kick start a new hobby or expand one you are already into.

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Medical Procedures

Medical Procedures

Finance for health and wellbeing.

Unsecured Personal Loans can be the bit of help you need to fund a medical procedure, health or wellbeing goal. Such as laser eye surgery, cosmetic procedures...

Unsecured Personal Loans can be the bit of help you need to fund a medical procedure, health or wellbeing goal. Such as laser eye surgery, cosmetic procedures, dental or even a wellness retreat!

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Speak to a Specialist

Competitive

We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.

Easy

We do the running around for you in comparing car loan options and rates from over 60 lenders.

Fast Approvals

We work hard to get your car loan approved fast. Same day approvals are available - ask us how!

Flexible Terms

We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.

Stress-Free Finance for Every Purchase

A couple standing proudly in front of a new caravan

"...Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free."

N Natalja Hleborodova
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Getting the things you want shouldn't be stressful. At 360 Finance, we take care of everything, so you can worry less and live more, knowing you're supported by a knowledgeable and experienced team.

Apply today with Australia's trusted online broker since 2007

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Not sure how much you can borrow?

Get your quote now. It's fast, easy, and will not impact on your credit score!

What are my repayments?

How much can I borrow?

At today's lowest finance rate of 6.24%, you'll pay approximately...

per week

At today's lowest finance rate of 6.24%, you could borrow up to...

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Dreams Aren't Free, But They Can Be Affordable

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"Yass helped me get a loan for my dream car...Very upfront and honest and got everything processed in 3 days."

S Serena Si
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Make your dreams a reality. At 360 Finance, our team does everything they can to help you secure your dream car quickly and in a way that works for your budget.

Apply today with Australia's trusted online broker since 2007

Apply Now