Low Rate Truck
& Trailer Finance Made Simple
Today's lowest rate is 6.24% (Comparison 7.9%)
900+ Google Reviews 4.8/5
Chattel Mortgage
Hire Purchase
Lease
Low Doc Loan
Same Day Approval
Award Winning Broker Car Finding Service Online Broker Since 2007
Access to Lenders
Low Rate Truck and Trailer Finance Made Simple
Upgrading your truck or adding a new trailer to your business is a big step, and having the right finance behind you can make that decision clearer. Whether you are buying your first delivery truck or looking to expand a fleet, our commercial team helps you compare finance for trucks and trailers so you can move forward with a plan that suits your work and long-term goals.
Support From a Team That Understands Truck and Commercial Lending
Since 2007, 360 Finance has supported businesses across Australia by helping them secure loans for trucks, trailers and specialised haulage equipment. From small and medium delivery vehicles to prime movers, refrigerated trailers and custom-built units, we guide business owners through every step so they can choose the right option for their operations.
Our commercial finance specialists take the time to understand how your business runs today and what you want to achieve next. They then compare lenders on your behalf, recommending truck finance Australia options that suit your structure, accounting needs and long-term plans.
Whether you are just starting out or upgrading your existing haulage equipment, our team compares products from more than 60 lenders to find a tailored solution that works for your business.
If you need finance for other types of machinery or industry-specific equipment, you can also explore our Yellow Goods finance options.
What We Can Help You Finance:
We assist with a wide range of commercial truck loans and trailer financing, including:
Small, medium and large delivery trucks- Prime movers and long haulers
- Specialised trucks such as concrete trucks
- Refrigerated trailers
- Tradie box and tool box trailers
- Freight and long haul trailers
- Custom or specialised trailers for hazardous or bulk materials
Truck and Trailer Finance Options
Chattel Mortgage
A Chattel Mortgage is one of the most common truck loans Australia business owners choose. You take ownership...
A Chattel Mortgage is one of the most common truck loans Australia business owners choose. You take ownership of the asset while the lender places a mortgage over it until the loan is repaid.
Hire Purchase
A Hire Purchase allows you to hire the asset while making set repayments. Once the final...
A Hire Purchase allows you to hire the asset while making set repayments. Once the final payment is made, ownership transfers to you.
Lease
A Lease is similar to a Hire Purchase. The lender owns the asset throughout the term, and you....
A Lease is similar to a Hire Purchase. The lender owns the asset throughout the term, and you have the option to buy the truck or trailer at the end.
Low Doc Loan
Low Doc Loans give startups or businesses without full financials a chance to secure financing for trucks, helping them get on the road sooner...
Low Doc Loans give startups or businesses without full financials a chance to secure financing for trucks, helping them get on the road sooner.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing car loan options and rates from over 60 lenders.
Fast Approvals
We work hard to get your car loan approved fast. Same day approvals are available - ask us how!
Flexible Terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
Truck & Trailer Finance FAQs
What can I finance through 360 Finance?
You can finance a wide range of trucks and trailers, including delivery trucks, prime movers, refrigerated trailers and specialised transport equipment. These options suit both new and established businesses.
What affects my commercial truck loan rate?
Lenders look at your business history, the type and age of the truck or trailer, your financial profile and the overall purpose of the loan. These factors help determine your rate and loan structure.
Can I get finance if my business is new?
Yes. Low Doc Loans may suit newer businesses that do not yet have full financials. A specialist can explain what you may qualify for.
Are the terms flexible?
Most commercial truck loans and trailer loans offer terms between one and seven years. Your specialist can help you choose what suits your cash flow and equipment plans.
Can I finance both a truck and trailer together?
Can I upgrade an existing truck with a new loan?
Do lenders accept used trucks and trailers?
How quickly can my loan be approved?
Start Your Truck or Trailer Finance Quote
f you are ready to grow your fleet or upgrade your transport equipment, our commercial team can compare truck loans Australia and trailer financing options from our panel of trusted lenders. You can request a quick quote online. It is simple, fast and does not affect your credit score.
We Work with the Most Trusted Aussie Lenders
Our lender network allows us to secure the best rates for you, every time.
Living Life Upgraded
"Living life upgraded. Second purchase with 360 Finance!"
Repeat customers are our greatest compliment. When customers choose us again and again, it confirms that we're delivering on our promise of exceptional service, competitive rates, and genuine care for your financial success.
Apply today with Australia's trusted online broker since 2007
Not sure how much you can borrow?
Get your quote now. It's fast, easy, and will not impact on your credit score!
What are my repayments?
How much can I borrow?
At today's lowest finance rate of 6.24%, you'll pay approximately...
per week
At today's lowest finance rate of 6.24%, you could borrow up to...
What Makes Us
Different?
Come for the rates. Stay for the service.
Useful Articles
-
Car Loan Repayments Explained: What Every Borrower Should Know
Car loans can be a practical solution if you’re looking to purchase a vehicle but don’t have the funds to pay for it upfront. They allow...
-
Is Caravanning part of your 2025 plan?
If caravanning is in your plans for 2025, then we have the guide to help you research the best options available to suit your budget and tra...
-
How to save on your car loan
If you’ve applied for a 360 Finance car loan, you may want to find ways you can save on the total costs in the long term, or simply make ...
-
How much should you save for a car loan deposit?
With numerous costs and fees involved with a car loan, you may be wondering whether you need a deposit, and how much that deposit should be...
-
6 ways to lower your debt
If you’re planning on buying a new car, something you should first consider is your existing debt. When getting a car loan, as well as...
-
10 commandments of building an emergency fund
When it comes to financing, you want to feel secure enough that if something unexpected crops up, you have the money to deal with it, witho...
-
How does car loan interest work?
When taking out a car loan, as well as making regular repayments to pay off the loan amount, you also need to pay interest on the loan. ...
-
Everything you need to know about business car loans
If you’re looking to invest in vehicles for your business, there are numerous options for business car loans. These include a chattel mor...
-
An easy-to-understand guide to novated leasing
When buying a vehicle, there are several financing options to help you afford the vehicle you need. Car loans can be a good option for m...
-
5 things to know about car loans before applying
Car loans can be a great option for people who need help buying the car they need. It offers a more affordable way of purchasing a vehicle ...
-
Top 10 caravan gadgets and upgrades
With international trips on hold for a while, there has never been a better time to explore our backyard. Australia is well known for it...
-
What is a car loan comparison rate?
There can be numerous rates involved with a car loan, and it’s important to know what each of them cover, to ensure you can get the best ...
Dreams Aren't Free, But They Can Be Affordable
"Yass helped me get a loan for my dream car...Very upfront and honest and got everything processed in 3 days."
Make your dreams a reality. At 360 Finance, our team does everything they can to help you secure your dream car quickly and in a way that works for your budget.
Apply today with Australia's trusted online broker since 2007