Call NowLow Rate
Boat Finance
We work tirelessly to get you the best rates & repayments for your business or personal needs.
Secured Loan
Unsecured Loan
Business Boat Loan
Easy Applications
Same Day Approval
Expert Team Advice
Access to 65+ Lenders
Let us find you a low rate, flexible boat loan today!
If you’re looking to buy your dream boat, getting the right finance can help you get there much sooner.
Boat financing allows you to pay off a loan in regular installments, whether weekly, fortnightly or monthly, during a set loan term and paying interest on the total loan amount.
Interest rates and loan terms for each boat loan will vary depending on the lender, the loan amount, your credit score and income, and whether the loan is secured or unsecured. Boat loans can be arranged for boats purchased for both personal and professional use.
Since 2007, we have been helping our customers upgrade their lives by getting into their dream boat with low rate boat finance.
Whether you are looking to purchase your first fishing boat, looking for a wakeboarding boat, or upgrading to a yacht, we can find your best rate boat finance solution from our panel of over 60 leading Australian bank and non-bank lenders. If you can’t afford to buy a boat outright, marine finance may be the best option for you to buy your dream boat and get out on the water as soon as possible.
Use our boat loan calculator to calculate how much you may be able to borrow. This can also provide you with an estimate of what your repayments may be depending on the amount you borrow and the loan term.
For those considering marine finance, don’t forget to also get insurance for your new boat! Find out more about boat insurance here.
At 360 Finance, we offer:
For life and leisure, business or personal, we've got you covered in every situation
Low total cost of loan and low repayments- No deposit boat loans available
- Private, dealer, new and used boats
- Balloon repayments available to lower repayments
Boat Finance Options
Secured Boat Loan
A Secured Boat Loan is finance provided for the specific purpose of purchasing a new, near new or used boat...
A Secured Boat Loan is finance provided for the specific purpose of purchasing a new, near new or used boat. Secured Loans offer the most competitive rates and repayments compared to other loan types by using the boat as security for the loan. With the boat as security, our panel of lenders can offer you lower interest rates as their risk is lowered in the unlikely event of default of the loan. A Secured Loan is a great option is you are wanting to buy a boat within a set monthly repayment budget.
Speak to one of our Finance Specialists to determine the most suitable loan option for you.
Unsecured Boat Loan
An unsecured car loan is finance that can be provided to purchase a new, near new or used car without the car being held as security in the unlikely event of payment de...
An Unsecured Boat Loan is finance that can be provided to purchase a new, near new or used boat without the boat being held as security in the unlikely event of payment default. Also known as a Personal Loan, Unsecured Loans offer a greater level of flexibility than other loan types, however as the lenders risk is slightly higher by not having any security over the loan, interest rates offered can be a little higher. An Unsecured Loan is ideal for purchasing older, niche or unique boats or if you simply want the freedom to sell your boat down the track without impacting on your finance arrangements.
Speak to one of our Finance Specialists to determine the most suitable loan option for you.
Business Boat Loan
A Business Boat Loan or Commercial loan is finance provided for the specific purpose of purchasing a boat for business purposes...
A Business Boat Loan or Commercial loan is finance provided for the specific purpose of purchasing a boat for business purposes. Commercial loans offer some of the most competitive rates and repayments compared to other loan types and can provide a tax advantage and allow you to claim GST and depreciation. A Commercial Loan is a great option for any sized business with flexible repayment terms to suit business cashflow or accounting structures.
Speak to one of our Commercial Finance Specialists to determine the most suitable loan option for you.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing car loan options and rates from over 60 lenders.
Fast Approvals
We work hard to get your car loan approved fast. Same day approvals are available - ask us how!
Flexible Terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
We Work with the Most Trusted Aussie Lenders
Our lender network allows us to secure the best rates for you, every time.
Loving Our New Boat
"#lifeupgraded! Thanks to Josh from 360 Finance. Loving our new boat!"
Life upgrades come in many forms – from cars to boats, caravans to equipment. Whatever your dream purchase, we're here to make it happen with competitive finance options and expert guidance.
Apply today with Australia's trusted online broker since 2007
Not sure how much you can borrow?
Get your quote now. It's fast, easy, and will not impact on your credit score!
What are my repayments?
How much can I borrow?
At today's lowest finance rate of 6.24%, you'll pay approximately...
per week
At today's lowest finance rate of 6.24%, you could borrow up to...
Protect Against the
Unexpected
Insurance and Warranty.
Useful Articles
-
How to save on your car loan
If you’ve applied for a 360 Finance car loan, you may want to find ways you can save on the total costs in the long term, or simply make ...
-
How much should you save for a car loan deposit?
With numerous costs and fees involved with a car loan, you may be wondering whether you need a deposit, and how much that deposit should be...
-
6 ways to lower your debt
If you’re planning on buying a new car, something you should first consider is your existing debt. When getting a car loan, as well as...
-
10 commandments of building an emergency fund
When it comes to financing, you want to feel secure enough that if something unexpected crops up, you have the money to deal with it, witho...
-
How does car loan interest work?
When taking out a car loan, as well as making regular repayments to pay off the loan amount, you also need to pay interest on the loan. ...
-
Everything you need to know about business car loans
If you’re looking to invest in vehicles for your business, there are numerous options for business car loans. These include a chattel mor...
-
An easy-to-understand guide to novated leasing
When buying a vehicle, there are several financing options to help you afford the vehicle you need. Car loans can be a good option for m...
-
5 things to know about car loans before applying
Car loans can be a great option for people who need help buying the car they need. It offers a more affordable way of purchasing a vehicle ...
-
Top 10 caravan gadgets and upgrades
With international trips on hold for a while, there has never been a better time to explore our backyard. Australia is well known for it...
-
What is a car loan comparison rate?
There can be numerous rates involved with a car loan, and it’s important to know what each of them cover, to ensure you can get the best ...
-
Calculating your car loan repayments
360 Finance Calculating your car loan repayments For those who don’t have the necessary finances to buy a car outright, car loans a...
-
How to get the best interest rate for car finance
With any type of financing, you want to ensure you get the best possible deal. Finding a car loan with a lower interest rate is no differen...
Dreams Aren't Free, But They Can Be Affordable
"Yass helped me get a loan for my dream car...Very upfront and honest and got everything processed in 3 days."
Make your dreams a reality. At 360 Finance, our team does everything they can to help you secure your dream car quickly and in a way that works for your budget.
Apply today with Australia's trusted online broker since 2007