Comprehensive Car
Insurance

Comprehensive car insurance

When purchasing a new car, whether through car financing or payment upfront, an important policy for car owners to consider is comprehensive car insurance.

The right insurance can help protect you and your vehicle in the instance of accidents, theft or weather damage, potentially saving you a lot of money. It is worth doing your research on the different types of car insurance to decide what is right for your circumstances.

While not mandatory in Australia, there are numerous benefits to ensuring your car is properly insured, and in some circumstances, it is compulsory by law if you purchase your vehicle through financing to have car insurance.

Comprehensive car insurance provides cover in the case of theft of your vehicle, damage to your car, motor accidents, fire damage, storm and hail damage. As well as providing cover for your car, comprehensive car insurance covers you in the case of any damage you cause to other people’s vehicles or property with your car.

Car insurance can give you peace of mind and protect you from potentially expensive bills, covering the cost of vehicle repairs, regardless of who was at fault. Some policies also provide cover for certain items within the car.

When looking into car insurance, look out for exclusions so you understand exactly what you are covered for. The level of insurance you have is up to you, and various factors will determine the cost of your insurance policy. Work out what level of protection suits your needs and budget.