Going Topless & Getting A Convertible Loan
16th of December 2014


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I have certain theories regarding people who drive with their tops down, those strange folks who zip down the tarmac topless. It ought to be illegal, I think, though they are usually clothed but choose to drive without a roof over their heads. No wonder the men almost always have a hat or cap on, and the women usually opt for a billowing scarf over their hair. I already have 6 out of 7 bad hair days per week, and honestly just can’t see the point in putting your coiffure to the test on a daily basis. Surely there must be some real anti-climax going from exuding style as you hop rather than climb (who needs doors, baby) into your sleek topless sports car only to wonder, on arrival, why the valet is sniggering when you toss him the keys. Even with the help of heavy duty hairsprays, there are still endless risks with driving convertibles—like the problem of bugs and the surface of your head being an attractive target for birds to defecate on.
Then there is the heightened problem of potential thefts, breaking-in and entering. Even if your convertible didn't end up as easy prey to grand theft auto criminals like Nicholas Cage in the classic movie ‘Gone in 60 Seconds’, think about the huge potential for property loss. I still can’t fathom how much of a hurry convertible drivers could've been in when they casually leave their prized luxury convertibles parked topless. They practically scream “Rob me!” regardless of whether you are inside it or absent. How much more tempting would it be to break open the openly inviting glove box as thieves rummage for valuables or strip parts off your car. Sometimes even when there was nothing to steal, mischief might be motivation enough for vandals (drunken, poorly-parented kids, ‘weeded-up’ junkies and the like included) to wreak havoc on a car that is left openly vulnerable and free for all. Will you be safe leaving your ‘soft top’ on then? Well, you’ll want to get a heavy-duty fabric that won’t fall easy prey to the ‘slash and cut’ treatment. Should you be looking to shop around for car finance on a flashy convertible, be sure to invest similarly in reliable security systems for your new ride. This will help towards preventing every conceivable mishap and challenge your special car presents.
That reminds me of driver and passenger safety issues with convertibles. Soft tops are known to be less rigid and secure than hard tops in the event of vehicle accidents. Unless you have a head made of cement or steel, I reckon you’ll prefer a hard top anytime as long as you don’t, God forbid, roll over while cruising with the wind in your hair. To add insult to a head injury, certain warranties also may not cover soft top materials made of vinyl or fabric. You also can’t drive it into a car wash without thinking. It demands loving tender laundering, I’m afraid.
Aha, you might think clever and get a hard top, that’s until the skyrocketing bill of hard top repairs drive you over the roof indeed.
So why are convertibles still selling so well and just what is it that can drive any logical person to desire them when you can name more cons than pros? I look sometimes at the people driving them and find myself wondering how they live with the annoying turbulence, insufficient noise and inadequate weather protection? One glance at the boot space and it is actually non-existent. Not unless you only have a very tiny purse to carry and cross your fingers it isn’t a Prada that a bird mistook for an elegant black lavatory and also, that no hooligan would thoughtlessly flick a still-glowing cigarette on.
I suppose there are things that override one’s better judgement so that they still find themselves wanting one of these stylish roadsters. A bit like a more protected motorcycle, you eliminate any sense of claustrophobia replaced with that unbeatable sense of freedom and speed. There is probably no feeling greater than life lived inside of the scenery when the roof is down, and the wind is blasting against your hair and face, getting your heart all racing.