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Jet Ski Finance
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Jet ski Finance
Looking to hit the water sooner? Getting onto the water becomes much simpler with jet ski finance from 360 Finance. Whether you are buying your first jet ski or upgrading to a newer model, we help you compare lenders and choose repayment options that feel manageable. You gain access to more than 60 trusted bank and non-bank lenders, giving you a wide range of choices no matter your budget or riding experience.
Since 2007, we have helped thousands of customers secure low-rate jet ski loans and flexible marine finance. Our specialists explain how each option works, including loan terms, repayment schedules and balloon choices, so you can decide on a structure that suits how you plan to ride. If you want a quick estimate before applying, our finance calculator lets you test different loan amounts and terms.
Jet ski finance can be arranged for both new and used models, whether purchased privately or through a dealer. Approvals are often fast, and requesting a quote does not affect your credit score. If you are financing a jet ski for the first time or upgrading as your lifestyle changes, we guide you through each step so the process feels simple from start to finish.
When you apply through 360 Finance, you can expect competitive rates, flexible repayment options and support for a wide range of loan types, including some options with no deposit depending on the lender. We compare the market on your behalf and present clear choices, helping you select a loan that fits your plans. Whether you are looking for a loan for jet ski, wanting to finance jet ski purchases, or comparing options for financing jet ski upgrades, our team ensures you understand every step clearly.
If you also need insurance, we can help you explore marine cover designed for jet skis, including protection for theft, damage and certain unexpected events, so you can feel supported every time you head out on the water.
At 360 Finance, we offer:
For life and leisure, business or personal, we've got you covered in every situation
Low total cost of loan and low repayments- No deposit jet ski loans available
- Private, dealer, new and used jet skis
- Balloon repayments available to lower repayments
Jet Ski Finance Options
Secured Jet Ski Loans
A secured loan is a common way to finance a new or used jet ski, offering competitive rates and predictable repayments...
A secured loan is a common way to finance a new or used jet ski, offering competitive rates and predictable repayments. Because the jet ski is used as security, lenders can reduce their risk, which often leads to lower interest rates and more favourable borrowing options. This type of structure suits customers who prefer lower rates, higher borrowing limits and clear repayment budgets that stay consistent throughout the term. It is also a popular setup for customers wanting a loan for jet ski with structured repayments.
If you are comparing jet ski loans and want to know whether a secured loan aligns with your plans, our finance specialists can walk you through what each lender offers, explain how secured options work and help you compare choices so you can make a confident decision.
Unsecured Jet Ski Loans
An unsecured loan allows you to purchase a jet ski without using the jet ski as security. This structure is popular with buyers considering older models, unique...
An unsecured loan allows you to purchase a jet ski without using the jet ski as security. This structure is popular with buyers considering older models, unique watercraft or situations where they want more flexibility over how they manage or upgrade their jet ski in the future. Because the lender does not hold the asset to secure the loan, unsecured loans can come with slightly higher rates, but they offer greater freedom to sell or change your jet ski at any time and allow broader flexibility in how the funds are used. This type of structure also suits customers comparing financing jet ski options where they do not want the jet ski attached to the loan.
If you want to explore whether an unsecured loan suits your plans, our team can compare lenders for you and guide you toward options that match your budget and repayment goalsAn unsecured loan allows you to purchase a jet ski without using the jet ski as security. This structure is popular with buyers considering older models, unique watercraft or situations where they want more flexibility over how they manage or upgrade their jet ski in the future. Because the lender does not hold the asset to secure the loan, unsecured loans can come with slightly higher rates, but they offer greater freedom to sell or change your jet ski at any time and allow broader flexibility in how the funds are used. This type of structure also suits customers comparing financing jet ski options where they do not want the jet ski attached to the loan.
If you want to explore whether an unsecured loan suits your plans, our team can compare lenders for you and guide you toward options that match your budget and repayment goals.
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We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
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We do the running around for you in comparing car loan options and rates from over 60 lenders.
Fast Approvals
We work hard to get your car loan approved fast. Same day approvals are available - ask us how!
Flexible Terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
Jet Ski Loan Frequently Asked Questions
What is the minimum amount I can borrow for jet ski finance?
Most lenders offer jet ski finance starting from around $5,000, though minimum amounts vary. Your borrowing limit depends on the jet ski type, whether it is new or used, and your financial profile.
Can I finance a used jet ski through 360 Finance?
Yes. We help customers compare lenders that offer used jet ski loans across Australia. You can choose from both secured and unsecured options depending on the age and condition of the craft.
How do secured and unsecured jet ski loans differ?
A secured loan uses the jet ski as security, usually offering lower rates. An unsecured loan does not require security, offering more flexibility but often at a slightly higher rate.
Our team can help you compare both options based on your needs.
What factors affect my interest rate for jet ski finance?
Lenders consider whether the jet ski is new or used, your credit history, the loan term and whether the loan is secured or unsecured. Comparing lenders helps you find competitive jet ski financing that suits your circumstances.
How quickly can I get approved for a jet ski loan?
Approval can often be achieved on the same day once required information is provided. Many customers receive a decision within a few hours.
Do I need a deposit for a jet ski loan?
Not always. Many lenders offer no-deposit jet ski loan options, depending on your profile and the jet ski you want to purchase. A deposit may help reduce repayments, but it is not always required.
What are the repayment term options?
Can I estimate my repayments before applying?
Yes. You can use the 360 Finance boat and jet ski finance calculator to estimate repayments before you apply and see how different loan amounts and terms may look.
Can I sell my jet ski before the loan ends?
For unsecured loans, you can usually sell the jet ski without affecting the loan. For secured loans, the loan must be paid out first, as the jet ski is used as security.
Are there any special conditions for jet ski finance in Australia?
Lenders may have conditions based on the age, model and usage of the jet ski. We help you compare what each lender requires before you apply.
We Work with the Most Trusted Aussie Lenders
Our lender network allows us to secure the best rates for you, every time.
See Why Customers Choose 360 Finance Again and Again
"...This is the third consecutive time I have got finance through 360 and once again they didn't disappoint..."
We believe in long-term relationships, not short-term transactions. With access to some of the lowest finance rates in the industry and 360-degree wraparound customer service and support, it's easy to see why customers keep coming back when it's time to upgrade.
Apply today with Australia's trusted online broker since 2007
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