Low Rate
Motorcycle Finance
We work tirelessly to get you the best rates & repayments for your business or personal needs.
900+ Google Reviews 4.8/5
Secured Loan
Unsecured Loan
Easy Applications
Fast Turnaround
Same Day Approval
Award Winning Broker Car Finding Service Online Broker Since 2007
Access to Lenders
Let us find you a low rate, flexible motorcycle loan today!
Thinking about a new bike and wondering how motorcycle finance can help you get on the road sooner? Whether you are applying for your first motorcycle loan or comparing options for your next upgrade, we guide you through each step so you can choose a loan on motorcycle purchases with clarity and ease. Motorcycle financing lets you spread the cost over time, making it easier to secure the bike you want without relying on savings alone.
Since 2007, we have helped riders across Australia access competitive motorcycle finance options from more than 60 trusted bank and non-bank lenders. We explain how each option works, compare rates and outline what different lenders require. From commuters and cruisers to dirt bikes, sports models and touring motorcycles, we support both new and used purchases through dealers or private sellers.
When exploring motorbike loans Australia wide, riders often compare secured and unsecured structures, repayment expectations and how lenders assess new or used motorcycles. We help you understand eligibility and documentation and explain how each type of motorcycle loan fits into your budget. If you want to estimate repayments before applying, you can use our finance calculator to explore different amounts, terms and balloon options.
Whether you are comparing bike loans Australia, looking for flexible finance for motorbikes or exploring motorcycle finance Australia for the first time, we aim to make the process simple from enquiry to settlement. Our access to more than 60 lenders, fast turnaround times, flexible terms, no-deposit options and personalised support give you a smooth path toward securing the right loan for your next motorcycle.
At 360 Finance, we offer:
For life and leisure, business or personal, we've got you covered in every situation
Unregistered motorbikes allowed- Private, dealer, new and used bikes
- Low total cost low and low repayments
- No deposit loans available
- Balloon repayments available to lower repayments
Motorcycle Finance Options
Secured Loan
A secured motorcycle loan is one of the most common ways to finance a new or used motorcycle. By using the bike ...
A secured motorcycle loan is one of the most common ways to finance a new or used motorcycle. By using the bike as security, lenders reduce their risk, which often results in lower interest rates and predictable repayments. This structure suits riders who want clearer budgeting, competitive rates and access to higher borrowing limits.
It may be a strong option for riders who prefer lower interest rates, higher borrowing capacity and structured repayments that stay consistent over the loan term. Our specialists compare lenders, outline eligibility and explain how secured options differ when purchasing a new or used motorcycle so you can choose the structure that fits your plans.
Unsecured Loan
Unsecured motorcycle loans allow you to finance a motorcycle without using the bike as security. Because the lender...
Unsecured motorcycle loans allow you to finance a motorcycle without using the bike as security. Because the lender does not rely on the motorcycle to back the loan, rates may vary, but this structure offers more freedom, especially for older models, unique bikes or riders who expect to upgrade later. It also suits those who prefer a simple setup without asset requirements.
An unsecured loan can be a good fit for riders who want the freedom to sell or upgrade their motorcycle at any time, greater flexibility in how the funds are used and options that suit used motorcycle loans. Our team can help you compare unsecured choices across lenders and find a structure that aligns with your plans and budget.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing car loan options and rates from over 60 lenders.
Fast Approvals
We work hard to get your car loan approved fast. Same day approvals are available - ask us how!
Flexible Terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
We Work with the Most Trusted Aussie Lenders
Our lender network allows us to secure the best rates for you, every time.
A Big Thank You to Leanne
"One word - Excellence! Big thanks to Leanne for her outstanding effort in helping me get my new car. She went out of her way to answer all my silly questions in easy Laymens terms!"
We believe in making finance simple and accessible. Our team takes the time to explain everything in plain language, ensuring you understand every step of the process and feel confident in your financial decisions.
Apply today with Australia's trusted online broker since 2007
Not sure how much you can borrow?
Get your quote now. It's fast, easy, and will not impact on your credit score!
What are my repayments?
How much can I borrow?
At today's lowest finance rate of 6.24%, you'll pay approximately...
per week
At today's lowest finance rate of 6.24%, you could borrow up to...
Protect Against the
Unexpected
Insurance and Warranty.
Useful Articles
-
Is Caravanning part of your 2025 plan?
If caravanning is in your plans for 2025, then we have the guide to help you research the best options available to suit your budget and tra...
-
How to save on your car loan
If you’ve applied for a 360 Finance car loan, you may want to find ways you can save on the total costs in the long term, or simply make ...
-
How much should you save for a car loan deposit?
With numerous costs and fees involved with a car loan, you may be wondering whether you need a deposit, and how much that deposit should be...
-
6 ways to lower your debt
If you’re planning on buying a new car, something you should first consider is your existing debt. When getting a car loan, as well as...
-
10 commandments of building an emergency fund
When it comes to financing, you want to feel secure enough that if something unexpected crops up, you have the money to deal with it, witho...
-
How does car loan interest work?
When taking out a car loan, as well as making regular repayments to pay off the loan amount, you also need to pay interest on the loan. ...
-
Everything you need to know about business car loans
If you’re looking to invest in vehicles for your business, there are numerous options for business car loans. These include a chattel mor...
-
An easy-to-understand guide to novated leasing
When buying a vehicle, there are several financing options to help you afford the vehicle you need. Car loans can be a good option for m...
-
5 things to know about car loans before applying
Car loans can be a great option for people who need help buying the car they need. It offers a more affordable way of purchasing a vehicle ...
-
Top 10 caravan gadgets and upgrades
With international trips on hold for a while, there has never been a better time to explore our backyard. Australia is well known for it...
-
What is a car loan comparison rate?
There can be numerous rates involved with a car loan, and it’s important to know what each of them cover, to ensure you can get the best ...
-
Calculating your car loan repayments
360 Finance Calculating your car loan repayments For those who don’t have the necessary finances to buy a car outright, car loans a...
Above and Beyond
"I highly recommend 360 finance.They go above & beyond to help in anyway they can. Great service and very helpful. Thank you Dylan for making it possible for me to purchase my new Holden Trax"
Going above and beyond is what we do best. We don't just process applications – we become your financial partners, working tirelessly to find solutions that fit your unique situation and help you achieve your goals.
Apply today with Australia's trusted online broker since 2007