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for Yellow Goods
Today's lowest rate is 6.24% (Comparison 7.9%)
Chattel Mortgage
Hire Purchase
Lease
Low Doc Loan
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Benefit from the expertise of our Commercial Finance team.
Since 2007, we have been helping businesses build and grow through providing tailored finance solutions for a range of ‘yellow goods’ purchases to service the construction, earthmoving and agricultural industries on everything from ride-on mowers & skid-steer loaders all the way through to mine-spec dozers & boom cranes.
Our Commercial Finance team specialise in the development and growth of our client’s businesses and their market leading expertise and industry knowledge are the driving force behind helping our customers achieve their business goals and unlocking their true financial potential. They work with you to fully understand your businesses needs both now and into the future in order to tailor the perfect finance option to suit for you.
So whether you are taking on a new venture, building out your current portfolio or upgrading your existing, our Commercial Finance Specialists can tailored the perfect finance solution for your business from our panel of over 60 leading Australian bank and non-bank lenders.
Click to learn more about finance for industry specific equipment including office equipment and shop fitouts.
At 360 Finance, we offer:
For life and leisure, business or personal, we've got you covered in every situation
Earthmoving Machinery and Equipment Such As Bobcats, Loaders and Excavators- Agricultural Machinery and Equipment Like Tractors, Harvesters and Sprayers
- Construction Machinery and Equipment Like Cranes, Pumps & Dozers
Finance Options for Yellow Goods:
Chattel Mortgage
A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership ...
A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership of the asset at the time of purchase rather than at the end. This means you can use the asset as a taxable offset (in most cases), claim the GST on the purchase price and claim the depreciation of the asset and interest charges on the loan. It’s very flexible with 1-7 year loan terms and residuals available making it versatile for most business types.
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Hire Purchase
It’s all in the name with this loan type. A Hire Purchase or Commercial Hire Purchase is ‘hiring’ an asset with the intent...
It’s all in the name with this loan type. A Hire Purchase or Commercial Hire Purchase is ‘hiring’ an asset with the intent to purchase it at the end of the loan term. This means that during the term of the loan, the lender owns the asset rather than you (the borrower), so the tax offsets are different from an accounting perspective as it’s not an asset owned by the business.
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Lease
A Lease is very similar to a Hire Purchase as it uses the same ownership principles where the asset is owned by the lender...
A Lease is very similar to a Hire Purchase as it uses the same ownership principles where the asset is owned by the lender for the term of the loan rather than you (the borrower). The primary difference between ‘Hiring’ & ‘Leasing’ in that hiring allows you to decide if to include a residual or not. A Lease however has a regulated residual value calculated off the term of the loan.
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Low Doc Loan
Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position...
Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position but rather relies heavily on the assessment of the tenure of your business, you as the borrower, any guarantor’s financial position as well as the asset being purchased. This is a great option for businesses when they have little or no ‘provable’ servicing (ie capability to demonstrate or prove capacity to repay the loan).
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing car loan options and rates from over 60 lenders.
Fast Approvals
We work hard to get your car loan approved fast. Same day approvals are available - ask us how!
Flexible Terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
We Work with the Most Trusted Aussie Lenders
Our lender network allows us to secure the best rates for you, every time.
Cheers to 360 Finance
"Cheers to 360 Finance - we now have both our cruiser and our camper. Let the camping adventures begin!"
Adventure vehicles open up a world of possibilities. Whether it's a 4WD for off-road exploration or a camper for family adventures, we help you secure the vehicles that make your outdoor dreams a reality.
Apply today with Australia's trusted online broker since 2007
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My Dream Car at the Best Rate
"I would like to thank Leanne for everything she did to make it possible for me to purchase my dream car at the best rate. She patience, helpful and kept me informed at all times"
Dream cars deserve the best rates. Our team works with an extensive network of lenders to secure competitive finance rates, ensuring you can afford your dream vehicle without compromising on quality or service.
Apply today with Australia's trusted online broker since 2007