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Equipment Finance
Today's lowest rate is 6.24% (Comparison 7.9%)
Chattel Mortgage
Hire Purchase
Low Doc Loan
Easy Applications
Same Day Approval
Expert Team Advice
Access to 65+ Lenders
Benefit from the Expertise of our Commercial Finance Team
Since 2007, we have been helping businesses build and grow through providing tailored finance solutions on a range of business equipment for nearly all commercial industries in Australia. We can source options on everything from small tools and machinery, all the way to full shop fit-outs and specialist equipment you need to take your business to the next level.
Our Commercial Finance team specialise in the development and growth of our client’s businesses and their market leading expertise and industry knowledge are the driving force behind helping our customers achieve their business goals and unlocking their true financial potential. They work with you to fully understand your businesses needs both now and into the future in order to tailor the perfect finance option to suit for you.
So whether you are taking on a new venture, building out your current portfolio or upgrading your existing, our Commercial Finance Specialists can tailored the perfect finance solution for your business from our panel of over 60 leading Australian bank and non-bank lenders.
Click to learn more about finance for industry specific equipment including office equipment and shop fitouts.
So whether you are taking on a new venture, building out your current portfolio or upgrading your existing equipment, our Commercial Finance Specialists can tailored the perfect finance solution for your business from our panel of 60+ leading Australian bank and non-bank lenders.
Click to learn more about finance for‘Yellow Goods’ equipment or haulage Trucks & Trailers.
At 360 Finance, we offer:
For life and leisure, business or personal, we've got you covered in every situation
Warehousing Machinery and Equipment such as forklifts, packers and wrappers- Specialist Industry Machinery and Equipment such as lathes, commercial printers and medical equipment
- Office Furniture and Equipment such as electronics, IT Systems and multifunction printers
- Shop Fit-Outs such as POS Systems, freezer rooms and commercial kitchen appliances
Equipment Finance Options
Chattel Mortgage
A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership ...
A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership of the asset at the time of purchase rather than at the end. This means you can use the asset as a taxable offset (in most cases), claim the GST on the purchase price and claim the depreciation of the asset and interest charges on the loan. It’s very flexible with 1-7 year loan terms and residuals available making it versatile for most business types.
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Hire Purchase
It’s all in the name with this loan type. A Hire Purchase or Commercial Hire Purchase is ‘hiring’ an asset with the intent...
It’s all in the name with this loan type. A Hire Purchase or Commercial Hire Purchase is ‘hiring’ an asset with the intent to purchase it at the end of the loan term. This means that during the term of the loan, the lender owns the asset rather than you (the borrower), so the tax offsets are different from an accounting perspective as it’s not an asset owned by the business.
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Low Doc Loan
Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position...
Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position but rather relies heavily on the assessment of the tenure of your business, you as the borrower, any guarantor’s financial position as well as the asset being purchased. This is a great option for businesses when they have little or no ‘provable’ servicing (ie capability to demonstrate or prove capacity to repay the loan).
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing car loan options and rates from over 60 lenders.
Fast Approvals
We work hard to get your car loan approved fast. Same day approvals are available - ask us how!
Flexible Terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
We Work with the Most Trusted Aussie Lenders
Our lender network allows us to secure the best rates for you, every time.
See Why Customers Choose 360 Finance Again and Again
"...This is the third consecutive time I have got finance through 360 and once again they didn't disappoint..."
We believe in long-term relationships, not short-term transactions. With access to some of the lowest finance rates in the industry and 360-degree wraparound customer service and support, it's easy to see why customers keep coming back when it's time to upgrade.
Apply today with Australia's trusted online broker since 2007
Not sure how much you can borrow?
Get your quote now. It's fast, easy, and will not impact on your credit score!
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What Makes Us
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Dreams Aren't Free, But They Can Be Affordable
"Yass helped me get a loan for my dream car...Very upfront and honest and got everything processed in 3 days."
Make your dreams a reality. At 360 Finance, our team does everything they can to help you secure your dream car quickly and in a way that works for your budget.
Apply today with Australia's trusted online broker since 2007