1300 361 360

Business Finance Solutions at Industry Leading Rates

360 Finance can help your business find the right loan or lease to finance your company cars, utes, vans or trucks, but we can do much more, too. Read the articles below to find out the details.

No Doc Car Finance

Select “No Doc Car Finance” to find out about these convenient and trouble-free loans for new companies, small companies and the self-employed. If pulling together the documentation that the banks usually ask for is a problem but you know that your business has the secure income needed to repay a loan, then a low or no-doc loan might be for you.

Business Car Finance

Select “Business Car Finance” and find out how your business can maximise tax benefits by choosing the right method of financing for the company vehicles. The article explains and compares chattel mortgages, commercial hire purchases, financial leases and refinancing options. Find out about the important factors in making your decision and the benefits of working with 360 Finance.

Chattel Mortgage

Select “Chattel Mortgage” to learn how you can claim the GST on your vehicle purchase up front while still benefiting from a low interest rate. A chattel mortgage is a little like a secured loan with special benefits for businesses.

Commercial Hire Purchase

Select “Commercial Hire Purchase” to learn about the tax benefits of this hire-to-buy financing method. In a commercial hire purchase, the lender purchases the vehicle and you hire it until the principal and interest have been paid. At that point, the ownership passes to you.

Equipment Finance

Select “Equipment Finance” to learn how you can take advantage of car financing methods to buy plant and equipment. 360 Finance is not 100 percent focused on vehicles. We can help you to secure financing for some of your business’s other needs, too.

Fully Maintained Lease

Select “Fully Maintained Lease” to find out about a financing method that can take the stress and uncertainty out of acquiring and maintaining vehicles for use in your company. One predictable monthly payment is all it takes.

Truck Finance

Looking to buy a truck, bus, trailer, tractor or forklift? Thinking about purchasing machinery or equipment for your factory or warehouse? Select “Truck Finance” to find out about the options we can offer you at 360 Finance.

How we get your best rate:

A Commercial Finance Specialist on your side
We have a team of Commercial Finance experts who take the time to talk with you in detail about your business, asset finance needs, your budget and goals.
We find you a great commercial rate
Our Commercial Finance Specialists do the running around for you to compare finance loan options and rates from 60+ lenders.
We help you get approved
Once we find the best finance options for your business, we arrange and guide you through the documentation, before submitting to the lender for approval.
You get your finance!
Once submitted, we work closely with our lenders to ensure your finance settles ASAP and we keep you informed every step of the way.

What Our Clients Say

mark rollasonmark rollason
05:02 15 Jul 24
Great help and understanding from Kathy Brain hope you have more employees like her . And if any one needs a loan I'll send them to her. Thank you 😊
WhiptronWhiptron
02:51 15 Jul 24
Had a really great experience with Brock.Was very quick to get loan sorted and he made the process very easy
Gordon BrownGordon Brown
05:50 12 Jul 24
Kathy was absolutely fantastic and so helpful. I would highly recommend with no hesitation .
James DuttonJames Dutton
02:54 12 Jul 24
Wow!!! What a team. Special Praise to Scott though. He made the whole transaction seamless and his empathy towards getting me the best rate was nothing short of exceptional.Give them a go!!! You will not be disappointed.
anne whealinganne whealing
05:01 11 Jul 24
Will was wonderful. Made the process of getting loan easy. Kept myself and seller in the loop. This is my second finance with 360.It took the stress away and made the process simple. It nice to share a laugh with my bean counter also. Thanks again Will!
Eleanora MesinzovaEleanora Mesinzova
00:32 10 Jul 24
From start to finish Kathy has been an absolute super start. Her friendly demeanour, hard working ethic and her above and beyond approach made a first time experience such a positive one. I cannot sing praises for her enough. Kathy made the whole process smooth and easy for me as a first time loan applicant and car buyer. She has a great knowledge of the industry and did not hesitate to answer my questions or reassure me when there was unease. I wish I could give more stars. Thank you so much for all your hard work and efforts, truly,from one appreciative customer.
Fiona ShannonFiona Shannon
02:43 06 Jul 24
This was our second time using 360 finance for a new car purchase. Kathy made it an easy process and kept us updated along the way. She took the time to understand our needs and met our budget requirements. We would definitely recommend 360 Finance!
Margaret WattsMargaret Watts
02:19 05 Jul 24
I was fortunate to have Alex help me, he was fantastic, he was very helpful, and patient, he explained and guided me step by step through the whole process of applying for loan. Alex was approachable,, friendly, and respectful, he was always in contact. I am so very grateful for all that Alex did for me. I would highly recommend him to anyone for his financial advice and experience.
Neville MansonNeville Manson
05:08 03 Apr 24
This is the 4th car loan where l have contacted Brock @360 finance.Brock is Awsome great communicator, friendly, professional & very helpful.I would highly recommend Brock if you are in need of a loan.NevillePortland Vic
mark armitagemark armitage
22:34 02 Apr 24
Swift communication, easy online process and very responses service provided by Killian would highly recommended them forAll financial requirements
Elisabeth Fekonia - Permaculture RealfoodElisabeth Fekonia - Permaculture Realfood
05:07 02 Apr 24
Easy to contact and get great service from Brock
M RM R
06:36 31 Mar 24
I gave up on Banks when they wanted your life story 360 Finance made it possible to buy my 4x4 plus dream caravan all under budget just be honest William the man found great deals for me he knew what I wanted and back me 150% he's your PA man! Onto it man! True story while I was out bush no signal he just cover all basic like finding the lowest interests insurance unbelievable price his services & patience is on point absolutely brilliant Thank you William
Connor WelshConnor Welsh
21:01 28 Mar 24
William was extremely helpful throughout the whole process
Precision PrecastPrecision Precast
00:11 28 Mar 24
Kathy from 360 Finance has made the experience of getting finance for my truck for my bussiness the most simple and carefree experience i have ever had. she was extremely professional and handled every situation from our first conversation till the very end. I highly recommend her if finance is what u are after.Thank you for all your hard work Kathy
Tracey WatsonTracey Watson
06:08 25 Mar 24
Dealing with William has been an absolute pleasure. He talked me through every single step, making sure I understood completely. As a result, he was able to get me a loan and insurance in just a few short days. I would 100% go back to him in the future. Can’t wait to pick up my new Nissan X-Trail.
Leah HarrisLeah Harris
21:14 22 Mar 24
Ben was so fantastic through the whole process. Just when I thought about giving up on getting a car he made my new car dreams come true!His communication was clear and was available for any questions I had at times that suited me. The process of buying the car was so quick. He settled my car purchase In only a couple of hours.I cannot recommend him enough.
Claudia KargboClaudia Kargbo
07:32 21 Mar 24
Kathy you are amazing 🤩!This was the most smoothest process I have ever gone through. Kathy was attentive and kept updating me through out The whole procedure. I had so much confidence knowing she was looking for the best deal possible for me.360 finance were easy to get in touch with, I didn’t have to wait days for an outcome or stay on hold for hours to talk to finance broker. I would highly recommend 360 Finance if you’re looking for a reliable, fast and genuine finance broker.Thank you so much Kathy and 360 finance.Best service ever 😊
Zoe YearkZoe Yeark
04:42 12 Mar 24
Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.
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