So you may be asking, ‘…how is 360 Finance different from other brokers, the banks or lenders?’ or ‘…why should I use a broker rather than going direct to a lender?’
Increasingly, consumers have less free time to find the most competitive AND convenient finance solutions for them. This is where 360 Finance comes in.
360 Finance have been providing finance solutions for consumers and businesses in Australia since 2007. We have built strong relationships with some of Australia’s leading bank and non-bank lenders and this combined with our buying power as part of Automotive Holdings Group (an ASX listed company), allows us to access some of the industry’s lowest finance rates that other brokers and consumers cannot. Many of the finance rates and loan structures that we have access to are unavailable to consumers directly from the lenders.
Why use 360 Finance … or a broker for that matter?
Because, we do the running around for you in comparing finance rates, loan types and lending criteria from over 20 leading Australian bank and non-bank lenders.
By doing this work for you, we reduce the time and ‘comparison confusion’ for you – compared to if you sourced this information directly from multiple lenders. Our Finance Specialists have an in-depth knowledge of the finance market, the major lenders, their unique processes and lending criteria, so our Finance Specialists can narrow down the best solution for you without multiple hits on your credit file (which could occur if you enquiry at multiple institutions yourself). Learn more about How we get your best rate.
How are we different from other brokers?
360 Finance was one of the pioneers of online finance broking services in Australia and continues to be one of the largest in the country, with over 40+ Finance Specialists and 25+ Support Staff. Our team includes asset experts who know the nuances of financing for cars, caravans, boats, vintage assets, equipment, motorbikes, trucks, business assets and more. We also have a Procurement Team, so once you have your finance in place we can also assist you to find the right car, SUV or 4×4.
Our Finance Specialists work in close knit teams (we are a not ‘one man band’) to support our customers and workshop the best solutions for them. When you enquire with 360 Finance, a dedicated Finance Specialist will look after you from application to settlement. We have internal processes in place to ensure that your application doesn’t get left behind, just because your primary contact is out of the office.
We mean it when we say ‘Come for the Rates. Stay for the Service’
We stand by our promise for you to ‘Come for the rates. Stay for the service’ and strive to achieve this on a daily basis through everything we do by committing to our ‘4 Values & Commitments’:
- Customer Service is paramount to us
- Our people and knowledge are our strengths
- We provide low rate solutions for our customers now and in the future
- We guide and reassure our customers through the entire loan process