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Cash Flow Funding to help run and grow your business.

Cash flow is vital for a business survival.   Small businesses in particular can be the hardest hit from external factors such as seasonal fluctuations, staffing costs, business downturn or equipment maintenance.

Cash Flow Funding is a fast and cost-effective form of short-term lending that can be used to keep the day-to-day operation of your business running smoothly or to kick-start your business growth strategies.

Cash Flow finance, unlike traditional commercial bank loans, use different lending criteria which are less stringent – perfect for new businesses who have less formal financials. Lenders of Cash Flow finance can usually approve finance within 24 hours with very minimal qualifying criteria for Cash Flow loans from $5,000 – $1,000,000.

Extra working capital for day-to-day business.

Cash Flow Funding can provide the extra working capital you need to keep your business running smoothly from day-to-day. It can provide the bit of help you need when you are both waiting for payments from your customers and needing to pay your suppliers.

Cover shortfall in wages or employment costs

Cash Flow Funding can provide funds to cover shortfall in staffing costs such as wages, superannuation or training costs. You might be gearing up for business growth with new employees recruited, need to carry out staff training or having to pay higher wages during public holidays.

Extra funds to purchase additional inventory

Cash Flow Funding can provide you with the short-term cash you need to purchase additional inventory to meet seasonal stock demands, to capitalise on a new product or take advantage of discounted inventory which is available for a limited time.

Extra funds to ramp up your marketing

Cash Flow Funding can provide you with additional funds to cover the marketing expenses you need to grow your business in 2019. This could be ramping-up or initiating a new digital marketing campaign, running a brand activations, sponsoring events or purchasing merchandise.

Extra funds to invest or maintain equipment

All businesses need equipment of some kind for day-to-day business. For some, this could be the POS systems or refrigeration, for others it could be a Commercial Coffee Machine or Printing Press. Cash Flow Funding can provide extra funds to either purchase new equipment or cover the cost of repairing or maintaining equipment in good order.

Competitive
We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.
Tailored
Our Commercial Team takes time to understand your business needs then works to find the best cash flow funding solutions for you.
Fast approvals
Cash Flow Funding finance can be approved in as little as 24 Hours and funds can be arranged to be in your account the next day.
Easy
Cash Flow Funding is an easy and cost-effective form of unsecured finance with redraws available and all with no early termination fees.

What Our Clients Say

mark rollasonmark rollason
05:02 15 Jul 24
Great help and understanding from Kathy Brain hope you have more employees like her . And if any one needs a loan I'll send them to her. Thank you 😊
WhiptronWhiptron
02:51 15 Jul 24
Had a really great experience with Brock.Was very quick to get loan sorted and he made the process very easy
Gordon BrownGordon Brown
05:50 12 Jul 24
Kathy was absolutely fantastic and so helpful. I would highly recommend with no hesitation .
James DuttonJames Dutton
02:54 12 Jul 24
Wow!!! What a team. Special Praise to Scott though. He made the whole transaction seamless and his empathy towards getting me the best rate was nothing short of exceptional.Give them a go!!! You will not be disappointed.
anne whealinganne whealing
05:01 11 Jul 24
Will was wonderful. Made the process of getting loan easy. Kept myself and seller in the loop. This is my second finance with 360.It took the stress away and made the process simple. It nice to share a laugh with my bean counter also. Thanks again Will!
Eleanora MesinzovaEleanora Mesinzova
00:32 10 Jul 24
From start to finish Kathy has been an absolute super start. Her friendly demeanour, hard working ethic and her above and beyond approach made a first time experience such a positive one. I cannot sing praises for her enough. Kathy made the whole process smooth and easy for me as a first time loan applicant and car buyer. She has a great knowledge of the industry and did not hesitate to answer my questions or reassure me when there was unease. I wish I could give more stars. Thank you so much for all your hard work and efforts, truly,from one appreciative customer.
Fiona ShannonFiona Shannon
02:43 06 Jul 24
This was our second time using 360 finance for a new car purchase. Kathy made it an easy process and kept us updated along the way. She took the time to understand our needs and met our budget requirements. We would definitely recommend 360 Finance!
Margaret WattsMargaret Watts
02:19 05 Jul 24
I was fortunate to have Alex help me, he was fantastic, he was very helpful, and patient, he explained and guided me step by step through the whole process of applying for loan. Alex was approachable,, friendly, and respectful, he was always in contact. I am so very grateful for all that Alex did for me. I would highly recommend him to anyone for his financial advice and experience.
Neville MansonNeville Manson
05:08 03 Apr 24
This is the 4th car loan where l have contacted Brock @360 finance.Brock is Awsome great communicator, friendly, professional & very helpful.I would highly recommend Brock if you are in need of a loan.NevillePortland Vic
mark armitagemark armitage
22:34 02 Apr 24
Swift communication, easy online process and very responses service provided by Killian would highly recommended them forAll financial requirements
Easy to contact and get great service from Brock
M RM R
06:36 31 Mar 24
I gave up on Banks when they wanted your life story 360 Finance made it possible to buy my 4x4 plus dream caravan all under budget just be honest William the man found great deals for me he knew what I wanted and back me 150% he's your PA man! Onto it man! True story while I was out bush no signal he just cover all basic like finding the lowest interests insurance unbelievable price his services & patience is on point absolutely brilliant Thank you William
Connor WelshConnor Welsh
21:01 28 Mar 24
William was extremely helpful throughout the whole process
Precision PrecastPrecision Precast
00:11 28 Mar 24
Kathy from 360 Finance has made the experience of getting finance for my truck for my bussiness the most simple and carefree experience i have ever had. she was extremely professional and handled every situation from our first conversation till the very end. I highly recommend her if finance is what u are after.Thank you for all your hard work Kathy
Tracey WatsonTracey Watson
06:08 25 Mar 24
Dealing with William has been an absolute pleasure. He talked me through every single step, making sure I understood completely. As a result, he was able to get me a loan and insurance in just a few short days. I would 100% go back to him in the future. Can’t wait to pick up my new Nissan X-Trail.
Leah HarrisLeah Harris
21:14 22 Mar 24
Ben was so fantastic through the whole process. Just when I thought about giving up on getting a car he made my new car dreams come true!His communication was clear and was available for any questions I had at times that suited me. The process of buying the car was so quick. He settled my car purchase In only a couple of hours.I cannot recommend him enough.
Claudia KargboClaudia Kargbo
07:32 21 Mar 24
Kathy you are amazing 🤩!This was the most smoothest process I have ever gone through. Kathy was attentive and kept updating me through out The whole procedure. I had so much confidence knowing she was looking for the best deal possible for me.360 finance were easy to get in touch with, I didn’t have to wait days for an outcome or stay on hold for hours to talk to finance broker. I would highly recommend 360 Finance if you’re looking for a reliable, fast and genuine finance broker.Thank you so much Kathy and 360 finance.Best service ever 😊
Zoe YearkZoe Yeark
04:42 12 Mar 24
Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.
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