1300 361 360

Cash Flow Funding to help run and grow your business.

Cash flow is vital for a business survival.   Small businesses in particular can be the hardest hit from external factors such as seasonal fluctuations, staffing costs, business downturn or equipment maintenance.

Cash Flow Funding is a fast and cost-effective form of short-term lending that can be used to keep the day-to-day operation of your business running smoothly or to kick-start your business growth strategies.

Cash Flow finance, unlike traditional commercial bank loans, use different lending criteria which are less stringent – perfect for new businesses who have less formal financials. Lenders of Cash Flow finance can usually approve finance within 24 hours with very minimal qualifying criteria for Cash Flow loans from $5,000 – $1,000,000.

Cash Flow Funding can be used for:

Extra working capital for day-to-day business.

Cash Flow Funding can provide the extra working capital you need to keep your business running smoothly from day-to-day. It can provide the bit of help you need when you are both waiting for payments from your customers and needing to pay your suppliers.

Cover shortfall in wages or employment costs

Cash Flow Funding can provide funds to cover shortfall in staffing costs such as wages, superannuation or training costs. You might be gearing up for business growth with new employees recruited, need to carry out staff training or having to pay higher wages during public holidays.

Extra funds to purchase additional inventory

Cash Flow Funding can provide you with the short-term cash you need to purchase additional inventory to meet seasonal stock demands, to capitalise on a new product or take advantage of discounted inventory which is available for a limited time.

Extra funds to ramp up your marketing

Cash Flow Funding can provide you with additional funds to cover the marketing expenses you need to grow your business in 2019. This could be ramping-up or initiating a new digital marketing campaign, running a brand activations, sponsoring events or purchasing merchandise.

Extra funds to invest or maintain equipment

All businesses need equipment of some kind for day-to-day business. For some, this could be the POS systems or refrigeration, for others it could be a Commercial Coffee Machine or Printing Press. Cash Flow Funding can provide extra funds to either purchase new equipment or cover the cost of repairing or maintaining equipment in good order.

Competitive
We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.
Tailored
Our Commercial Team takes time to understand your business needs then works to find the best cash flow funding solutions for you.
Fast approvals
Cash Flow Funding finance can be approved in as little as 24 Hours and funds can be arranged to be in your account the next day.
Easy
Cash Flow Funding is an easy and cost-effective form of unsecured finance with redraws available and all with no early termination fees.

What Our Clients Say

Neville Manson
Neville Manson
This is the 4th car loan where l have contacted Brock @360 finance. Brock is Awsome great communicator, friendly, professional & very helpful. I would highly recommend Brock if you are in need of a loan. Neville Portland Vic
mark armitage
mark armitage
Swift communication, easy online process and very responses service provided by Killian would highly recommended them for All financial requirements
Elisabeth Fekonia - Permaculture Realfood
Elisabeth Fekonia - Permaculture Realfood
Easy to contact and get great service from Brock
M R
M R
I gave up on Banks when they wanted your life story 360 Finance made it possible to buy my 4x4 plus dream caravan all under budget just be honest William the man found great deals for me he knew what I wanted and back me 150% he's your PA man! Onto it man! True story while I was out bush no signal he just cover all basic like finding the lowest interests insurance unbelievable price his services & patience is on point absolutely brilliant Thank you William
Connor Welsh
Connor Welsh
William was extremely helpful throughout the whole process
F Gagliardo
F Gagliardo
We had a great experience , Liam was very professional freindly and extremely understanding in preparing all our correspondence documentation. We would definitely recommend all our friends and family to Liam .
Greg Wood
Greg Wood
Kevin from 360 Finance was so helpful and went above and beyond to ensure our loan application went through with minimal fuss. There is always a redtape hiccup when loans are being requested but Kevin did all the hard work to make our experience stress free.
David blythe
David blythe
Liam from 360 Finance was helpful and informative through the whole process. The loan process went easy with the short time frame that was required.
Afghan Updates
Afghan Updates
360 finance is the best option to choose for finance a car i really recommend it
Austin Witt
Austin Witt
Can't thank Killian enough! he was so helpful and made the process so easy for me! Thank you Killian!
Google rating score: 4.7 of 5, based on 587 reviews

What makes us different?

Learn more

What makes us different?

Learn more

Useful articles

How to save on your car loan

If you’ve applied for a 360 Finance car loan, you may want to find ways you can save on the total costs in the long term, or... Read More.
How much should you save for a car loan deposit?

With numerous costs and fees involved with a car loan, you may be wondering whether you need a deposit, and how much that deposit should be ... Read More.
6 ways to lower your debt

If you’re planning on buying a new car, something you should first consider is your existing debt  When getting a car... Read More.
10 commandments of building an emergency fund

When it comes to financing, you want to feel secure enough that if something unexpected crops up, you have the money to deal with it, without taking... Read More.
How does car loan interest work?

When taking out a car loan, as well as making regular repayments to pay off the loan amount, you also need to pay interest on the... Read More.
Everything you need to know about business car loans

If you’re looking to invest in vehicles for your business, there are numerous options for business car loans These include a chattel mortgage, hire purchase, lease,... Read More.
An easy-to-understand guide to novated leasing

When buying a vehicle, there are several financing options to help you afford the vehicle you need Car loans can be a good... Read More.
5 things to know about car loans before applying

Car loans can be a great option for people who need help buying the car they need It offers a more affordable way of purchasing a vehicle... Read More.
Top 10 caravan gadgets and upgrades

With international trips on hold for a while, there has never been a better time to explore our backyard  Australia is well known for... Read More.
What is a car loan comparison rate?

There can be numerous rates involved with a car loan, and it’s important to know what each of them cover, to ensure you can get the... Read More.
Calculating your car loan repayments

360 Finance Calculating your car loan repayments For those who don’t have the necessary finances to buy a car outright, car... Read More.
How to get the best interest rate for car finance

With any type of financing, you want to ensure you get the best possible deal Finding a car loan with a lower interest rate is no... Read More.
How to get a personal loan if I have a bad credit score

If you’ve missed payments on your credit card, bills, mortgage or any other type of debt, you may have a bad credit score  A... Read More.
Understanding your car loan repayments

Car loans are a great option for those wanting to buy a vehicle but unable to afford one without financial assistance  Applying for a... Read More.
Instant asset write-off

The recently released Federal Budget has provided much-needed relief to Australian businesses with an extension to the Instant Asset Write Off Scheme As revealed... Read More.
Financial ABC’s of Coping with COVID-19

360 Finance is committed to being the finance & insurance specialists you know and trust  We’ve been there for our customers through some of... Read More.
Our Women

What does International Women’s Day mean to you? For some, it means celebrating the achievements of women and the progress that has been made to reduce... Read More.
Your Roadmap to Financial Freedom

Imagine living how you want to without worrying about the financial expense Imagine having enough money to fund the lifestyle you desire Imagine being able to live... Read More.
How to Achieve Your Financial Goals This New Year

The start of the new year is relished by most of us because it’s the perfect opportunity to set some New Year’s Resolutions It’s the time to... Read More.
5 Steps To Take Before Applying For Finance

Taking out a loan for a car can seem like a daunting task You’re probably wondering what steps to take before applying for finance, so that you can purchase ... Read More.

Some of our lenders: