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Cash Flow Funding to help run and grow your business.

Cash flow is vital for a business survival.   Small businesses in particular can be the hardest hit from external factors such as seasonal fluctuations, staffing costs, business downturn or equipment maintenance.

Cash Flow Funding is a fast and cost-effective form of short-term lending that can be used to keep the day-to-day operation of your business running smoothly or to kick-start your business growth strategies.

Cash Flow finance, unlike traditional commercial bank loans, use different lending criteria which are less stringent – perfect for new businesses who have less formal financials. Lenders of Cash Flow finance can usually approve finance within 24 hours with very minimal qualifying criteria for Cash Flow loans from $5,000 – $250,000.

Extra working capital for day-to-day business.

Cash Flow Funding can provide the extra working capital you need to keep your business running smoothly from day-to-day. It can provide the bit of help you need when you are both waiting for payments from your customers and needing to pay your suppliers.

Cover shortfall in wages or employment costs

Cash Flow Funding can provide funds to cover shortfall in staffing costs such as wages, superannuation or training costs. You might be gearing up for business growth with new employees recruited, need to carry out staff training or having to pay higher wages during public holidays.

Extra funds to purchase additional inventory

Cash Flow Funding can provide you with the short-term cash you need to purchase additional inventory to meet seasonal stock demands, to capitalise on a new product or take advantage of discounted inventory which is available for a limited time.

Extra funds to ramp up your marketing

Cash Flow Funding can provide you with additional funds to cover the marketing expenses you need to grow your business in 2019. This could be ramping-up or initiating a new digital marketing campaign, running a brand activations, sponsoring events or purchasing merchandise.

Extra funds to invest or maintain equipment

All businesses need equipment of some kind for day-to-day business. For some, this could be the POS systems or refrigeration, for others it could be a Commercial Coffee Machine or Printing Press. Cash Flow Funding can provide extra funds to either purchase new equipment or cover the cost of repairing or maintaining equipment in good order.

Competitive
We have access to some of the lowest industry commercial rates allowing us to be highly competitive and get your best rate finance.
Tailored
Our Commercial Team takes time to understand your business needs then works to find the best cash flow funding solutions for you.
Fast approvals
Cash Flow Funding finance can be approved in as little as 24 Hours and funds can be arranged to be in your account the next day.
Easy
Cash Flow Funding is an easy and cost-effective form of unsecured finance with redraws available and all with no early termination fees.

What makes us different?

What makes us different?

Our customers & people


"Excellent service. Ian from 360 Finance was great to deal with and we were kept in the loop at all times. No problem recommending 360 to anyone."
Gary M, Brogo, NSW
"One word - Excellence! Big thanks to Leanne for her outstanding effort in helping me get my new car. She went out of her way to answer all my silly questions in easy Laymens terms!"
Warren H, Queensland
"Living life upgraded. Second purchase with 360 Finance!"
Sue G, Queensland
"So in love with my new car thanks to John at 360 Finance. I'm so happy with my Honda Civic RS Turbo. 360 Finance were great and totally recommend them. So a big thank you again."
April G, Queensland
"Thank you 360 Finance for all your help. Finance has allowed my family to buy a brand new family caravan to travel this amazing country. #lifeupgraded "
Craig P, Queensland
"Thank you 360 Finance for another successful purchase with low interest and fantastic service!!!!"
Michelle W, Queensland
"New Car! Toyota Prado. Life Upgraded!"
Emilie D., New South Wales
"Here’s a pic of my new ride all washed up - I had a blast on my new stead. Thanks Leanne and 360."
Nathan S, Victoria
"Thanks 360! I was blown away by the low rate finance and insurance I got compared to what I could find myself."
Karyn E, Northern Territory
"The kids are loving their new Taxi! Cheers Kyle and 360 Finance."
Lauren M, New South Wales
"We can’t wait for adventures in our new camper van, making memories with our two beautiful girls. Thanks 360!"
Skye C, South Australia
"Kim at 360 got me my Ute, Jetski and now a Mustang! She is a champ at her job and was very helpful. "
Chris R, Queensland
"Thank you Kevin at 360 for assisting us with our new car finance. Fast and easily approved."
Rhea P, South Australia

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