1300 361 360

Caravan Finance to Suit Every Budget

Are you dreaming of the freedom of a nomadic lifestyle? Wanting to upgrade from a tent to caravan? Looking for an unlimited and affordable holiday option for you and the family? Or are you wanting to pack your outdoor motor ‘toys’ and head out for an adventure holiday? When it comes to vacation flexibility and convenience, nothing compares to getting away in your own caravan, motorhome, toy hauler caravan or camper trailer.

When the open road calls, don’t let a lack of finance stand between you and the freedom of your family holiday. Call 360 Finance to enquire and take the next step to a holiday away from the office phone or your mobile.With our network of over 60 lenders, we can pick and choose the best finance to suit. We will consider your budget and your lifestyle as a priority when recommending the best option for your purchase. Through our panel of lenders, we can offer a range of finance options including leasing, hire purchase, secured and unsecured loans.

Benefit from 360 Caravan Finance

  • Flexible finance terms from 2-7 years
  • Fixed or variable interest rates available
  • Optional deposit (depending on the loan selected)
  • Possibility to cover out-of-pocket expenses such as insurance and warranties
  • Possible tax deductions for depreciation and running costs
  • A balloon repayment can be used to lower repayments
  • Private and Dealer sales
  • Includes Caravans, Motorhomes, Camper Trailers, Toy Haulers, 5th Wheelers etc.

Start by calling 1300 361 360 or make a quick enquiry.  When the time comes, allow freedom to take you on a journey with 360 Finance Caravan Finance. 

Caravan Finance Terms Explained

Unsecured – simply put, this is a “personal loan”. The lender doesn’t ask for security to guarantee the loan without taking any security such as the caravan itself or another asset.  It means the caravan’s ownership is in your name completely. Incidentally, these loans can be used for other purposes, so if you want to buy a boat, car etc, an unsecured personal loan may be just the thing. If you are after an unsecured loan, talk to a 360 Finance consultant today.

Secured – a secured loan means the loan provider holds and ownership stake in the caravan or another of your assets as security.  They keep an ownership stake in the caravan or other asset until you pay it off.  If you can’t pay the loan the asset is at risk of being liquidated by the loan provider, but the upside is often a lower interest rate compared to an unsecured loan.

Term / Length of the loan – the term of the personal loan is the duration of time you have to pay it off. We sometimes call it the life of the loan.  Common loan terms are 3 years, 5 years etc. 360 Finance works with a range of lenders who can offer you a term that suits you.

Balloon or residual payment – whilst not as much fun as a kids party balloon, the balloon payment does allow you a level of flexibility when it comes to how much you pay throughout the life of the loan.  The balloon payment is that final payment after you have been paying off your regularly scheduled payments.  It is usually larger than the monthly payments and the larger it is the smaller the monthly repayments will be. No matter what you decide, you’ll be celebrating when you pay it off, as that is the time when the car ownership passes to you.

Our Caravan Loans can finance the following:

CARAVANS
Low rate finance solutions to help you live your holidays upgraded in a new caravan.
MOTORHOMES
Low rate finance solutions to help you live life upgraded in a new Motorhome or RV.
TOY HAULERS
Low rate finance solutions to help you holiday adventurously in a new Toy Hauler Caravan.
CAMPER TRAILERS
Low rate finance solutions to help you live holidays upgraded in a Camper Trailer.

How we get your best rate

A Finance Specialist on your side
We work for you and start by talking through your specific finance needs, budget and relevant personal details.
We find your personalised rate
Your Finance Specialist will do the running around for you to compare finance rates and options from 60+ lenders.
We help you get approved
Once we find an ideal solution for you, we arrange and guide you through the documentation before submitting to the lender for approval.
You get your loan!
We work closely with our lenders to get your loan settled ASAP and we keep you informed every step of the way.

What Our Clients Say

mark rollasonmark rollason
05:02 15 Jul 24
Great help and understanding from Kathy Brain hope you have more employees like her . And if any one needs a loan I'll send them to her. Thank you 😊
WhiptronWhiptron
02:51 15 Jul 24
Had a really great experience with Brock.Was very quick to get loan sorted and he made the process very easy
Gordon BrownGordon Brown
05:50 12 Jul 24
Kathy was absolutely fantastic and so helpful. I would highly recommend with no hesitation .
James DuttonJames Dutton
02:54 12 Jul 24
Wow!!! What a team. Special Praise to Scott though. He made the whole transaction seamless and his empathy towards getting me the best rate was nothing short of exceptional.Give them a go!!! You will not be disappointed.
anne whealinganne whealing
05:01 11 Jul 24
Will was wonderful. Made the process of getting loan easy. Kept myself and seller in the loop. This is my second finance with 360.It took the stress away and made the process simple. It nice to share a laugh with my bean counter also. Thanks again Will!
Eleanora MesinzovaEleanora Mesinzova
00:32 10 Jul 24
From start to finish Kathy has been an absolute super start. Her friendly demeanour, hard working ethic and her above and beyond approach made a first time experience such a positive one. I cannot sing praises for her enough. Kathy made the whole process smooth and easy for me as a first time loan applicant and car buyer. She has a great knowledge of the industry and did not hesitate to answer my questions or reassure me when there was unease. I wish I could give more stars. Thank you so much for all your hard work and efforts, truly,from one appreciative customer.
Fiona ShannonFiona Shannon
02:43 06 Jul 24
This was our second time using 360 finance for a new car purchase. Kathy made it an easy process and kept us updated along the way. She took the time to understand our needs and met our budget requirements. We would definitely recommend 360 Finance!
Margaret WattsMargaret Watts
02:19 05 Jul 24
I was fortunate to have Alex help me, he was fantastic, he was very helpful, and patient, he explained and guided me step by step through the whole process of applying for loan. Alex was approachable,, friendly, and respectful, he was always in contact. I am so very grateful for all that Alex did for me. I would highly recommend him to anyone for his financial advice and experience.
Neville MansonNeville Manson
05:08 03 Apr 24
This is the 4th car loan where l have contacted Brock @360 finance.Brock is Awsome great communicator, friendly, professional & very helpful.I would highly recommend Brock if you are in need of a loan.NevillePortland Vic
mark armitagemark armitage
22:34 02 Apr 24
Swift communication, easy online process and very responses service provided by Killian would highly recommended them forAll financial requirements
Easy to contact and get great service from Brock
M RM R
06:36 31 Mar 24
I gave up on Banks when they wanted your life story 360 Finance made it possible to buy my 4x4 plus dream caravan all under budget just be honest William the man found great deals for me he knew what I wanted and back me 150% he's your PA man! Onto it man! True story while I was out bush no signal he just cover all basic like finding the lowest interests insurance unbelievable price his services & patience is on point absolutely brilliant Thank you William
Connor WelshConnor Welsh
21:01 28 Mar 24
William was extremely helpful throughout the whole process
Precision PrecastPrecision Precast
00:11 28 Mar 24
Kathy from 360 Finance has made the experience of getting finance for my truck for my bussiness the most simple and carefree experience i have ever had. she was extremely professional and handled every situation from our first conversation till the very end. I highly recommend her if finance is what u are after.Thank you for all your hard work Kathy
Tracey WatsonTracey Watson
06:08 25 Mar 24
Dealing with William has been an absolute pleasure. He talked me through every single step, making sure I understood completely. As a result, he was able to get me a loan and insurance in just a few short days. I would 100% go back to him in the future. Can’t wait to pick up my new Nissan X-Trail.
Leah HarrisLeah Harris
21:14 22 Mar 24
Ben was so fantastic through the whole process. Just when I thought about giving up on getting a car he made my new car dreams come true!His communication was clear and was available for any questions I had at times that suited me. The process of buying the car was so quick. He settled my car purchase In only a couple of hours.I cannot recommend him enough.
Claudia KargboClaudia Kargbo
07:32 21 Mar 24
Kathy you are amazing 🤩!This was the most smoothest process I have ever gone through. Kathy was attentive and kept updating me through out The whole procedure. I had so much confidence knowing she was looking for the best deal possible for me.360 finance were easy to get in touch with, I didn’t have to wait days for an outcome or stay on hold for hours to talk to finance broker. I would highly recommend 360 Finance if you’re looking for a reliable, fast and genuine finance broker.Thank you so much Kathy and 360 finance.Best service ever 😊
Zoe YearkZoe Yeark
04:42 12 Mar 24
Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.
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At today's lowest leisure finance rate of 6.24%
(Comparison rate 7.7%) you'll pay approximately...

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At today's lowest leisure finance rate of 6.24%
(Comparison rate 7.7%) you can borrow approximately...

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What makes us different?

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