Low Rate Car Finance
Today's lowest rate is 6.52%
(Comparison 7.76%*)
(Comparison 7.76%*)
- Same Day
Approval - Expert
Team Advice - Access to
65+ Lenders
How our rates compare
We access some of the industry's lowest rates and will always get you your best rate finance.
Let us find you a low rate, flexible car finance solution today!
Since 2007, we have been helping our customers live their life upgraded with low rate loans. Whether you’re purchasing your first car or upgrading to a family SUV, or trading up to a grunty 4×4,we can find you a low rate personalised finance solution from our panel of over 60 leading Australian bank and non-bank lenders.
- Low total cost of loan and low repayments
- No deposit loans available
- Tax effective commercial loans and novated leases available
- Private, dealer, new and used cars eligible
- Balloon repayments also available to lower repayments
Some of our lenders:
Car Finance options
Secured Loan
Lower rates • Higher borrowing limits • 1-7 year terms
A Secured Car Loan is finance provided for the specific purpose of purchasing a new, near new or used car. Secured Loans offer the most competitive rates and repayments compared to other loan types by using the car as security for the loan. With the car as security, our panel of lenders can offer you lower interest rates as their risk is lowered in the unlikely event of default on the loan. A Secured Loan is a great option if you are wanting to buy a car within a set monthly repayment budget.
Learn more about Secured Car Loans by speaking with one of our Finance Specialists who can assist in determining the most suitable loan option for you.
Learn more about Secured Car Loans by speaking with one of our Finance Specialists who can assist in determining the most suitable loan option for you.
Unsecured Loan
Greater Flexibility • Ideal for older vehicles • 1-7 year terms
Novated Leasing
Tax effective car ownership • No deposit • 1-5 year terms
Business Car Loan
Lowest rates • Tax effective • Low Doc • 1-7 year terms
Find & Finance
We'll find your ideal car and your best finance
Competitive
We have access to some of the lowest industry rates allowing us to be highly competitive and find your best rate finance solution.
Easy
We do the running around for you in comparing finance options and rates from over 60 lenders.
Fast approvals
We work hard to get your loan approved fast. Same day approvals are available - ask us how!
Flexible terms
We find and compare loan options that best suits your needs and budget with flexible 1-7 year terms available.
Come for the rates, stay for the service. Just ask our 1000's of satisfied customers.
Based on 806 reviews
Killian has helped me get out of my old beat up car into my brand new car, he was easy to talk to, communicated with us every step of the way, he made the process easy for us from start to finish. Thank you Killian, I will be definitely recommending you to anyone I know looking for their dream car.
Zoe Yeark
We had already applied for our caravan finance a few times and had been offered just half. We were very disappointed our dream did not come through. Thank God 360 Finance came to our rescue. All done and dusted in a few weeks. Brock Simpson did an incredible and very professional job. He made the entire process so easy and stress-free. Thanks a lot; we are now enjoying our new traveling life.
Natalja Hleborodova
Killian Noack has been absolutely amazing in guiding me through my first car finance and the whole process took less then a week! He’s extremely well in communication and kept me up to date with every step of the way. I couldn’t be more thankful for everything he’s done. I will be sure to recommend him and 360 finance to anyone needing finance that I know.
Megan Streek
Calculators and rates
At today's lowest car finance rate of 6.52% (Comparison rate 7.76%) you'll pay approximately...
$ per *
At today's lowest car finance rate of 6.52% (Comparison rate 7.76%) you can borrow approximately...
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Protect against the unexpected
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