- MOST COMPETITIVE FIXED RATES FROM 5.49%COMPARISON RATE 6.36%*
- flexible terms from 1 to 7 years
- private & dealer sales accepted
- registered & unregistered motorbikes - ok
Fast & Easy Bike Finance
Got a hankering for a road cruiser? Looking for the freedom of a motorcycle to hit the open road? When it comes to owning a motorbike, if finance is the only thing holding you back from your dream two wheeler, you’ve hit the right spot. A fantastic new bike is achievable with low rate finance from 360 Finance.
At 360 Finance we work with a range of leading bank and nonbank lenders to offer you the best financing package to suit your circumstances and budget. We offer a range of loans including personal motorcycle loans, motorbike leases or motorbike hire and purchase.
Benefit from 360 Bike Finance
- Flexible bike finance terms from 24-84 months
- Fixed or variable interest rates available
- Optional deposit ( depending on the loan selected )
- Possibility to cover out-of-pocket expenses such as insurance and warranties
- Possible tax deductions for depreciation and running costs
- A balloon repayment can be used to lower repayments
- Private and Dealer sales.
- Non Registered bikes allowed
Start today by calling 1300 361 360 or make a quick enquiry. But hold tight, because you are about to get finance as fast as most bikes!
Prompt, efficient and easy service. Excellent! will always recommend.
Bike Finance Terms Explained
Unsecured Motorbike Loan – you might think of this as a “personal loan”, where the loan provider gives you the loan without tying it to any security such as the motorbike or any other assets. It means the motorbikes ownership is in your name completely. Incidentally, these loans can be used for other purposes, so if you want to buy a car, music equipment etc, an unsecured personal loan could be the answer. If you have a preference for an unsecured loan, ask the team at 360 Finance.
Secured Motorbike Finance – a secured loan means the loan provider takes your bike or some other asset as security. They keep an ownership stake in the bike until you pay it off. If you can’t pay the loan the asset is at risk of being repossessed by the loan provider, but the upside is often a lower interest rate compared to an unsecured loan.
Term / Length of the loan – the term of most bike loans is between 1 and 5 years. We call it the life of the loan. 360 Finance works with a range of lenders who can offer you a term that will suit you.
Balloon or residual payment – the balloon payment will allow you a level of flexibility when it comes to how much you pay throughout the life of the loan. The balloon payment is that final payment you make to own the bike free of any encumbrance. It is always larger than the monthly payments and the larger it is the smaller the monthly repayments will be. No matter what you decide, you’ll be celebrating when you pay it off, as that is the time when the bike ownership passes to you.